Credit Risk Manager, Credit Card

<div class="content-intro"><p><a href="https://www.sofi.com/sofi-employee-applicant-privacy-notice/" target="_blank"><strong>Employee Applicant Privacy Notice</strong></a></p> <p><strong>Who we are:</strong></p> <div> <p>Shape a brighter financial future with us.</p> <p>Together with our members, we’re changing the way people think about and interact with personal finance.</p> <p>We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. <strong>Join us to invest in yourself, your career, and the financial world.</strong></p> </div></div><p>Social Finance, LLC seeks Credit Risk Manager, Credit Card in San Francisco, CA:</p> <p><br>Job Duties: Analyze and evaluate data and partner with the cross-functional team to<br>bring value added Credit risk management strategies for the Credit Card business.<br>Shape and contribute to the learnings, innovations, and growth. Utilize business<br>knowledge, sound judgment and analytical skills to help drive revenue growth , control<br>Credit Risk and enhance member experience. Architect credit underwriting policies, A/B<br>testing and portfolio management strategies. Utilize deep analysis to power the future of<br>credit card, using a comprehensive data ecosystem – including multi-product internal<br>data, credit bureaus and alternative data sources. Work collaboratively with the Data<br>Science team to design new models and tools. Understand credit risk and develop<br>approaches to mitigate loss and responsibly grow revenue. Monitor performance of<br>strategies and portfolios. Document and communicate results and escalate issues as<br>necessary. Identify gaps/opportunities and drive actions. Partner with Engineers to<br>deploy and implement advanced Credit Underwriting strategies. Telecommuting is an<br>option.</p> <p><br>Minimum Requirements: Master’s degree (or its foreign degree equivalent) in<br>Computer Science, Analytics, Engineering (any field), or a related quantitative<br>discipline, and two (2) years of experience in the job offered or in any occupation in a<br>related field.<br>Special Skill Requirements: (1) SAS EG; (2) R Programming; (3) Machine Learning;<br>(4) Quantitative Analytics; (5) Knowledge Studio; (6) SAS Studio; (7) Tableau; (8)<br>Snowflake; (9) Strategy Analysis; (10) SAS BI Analysis; (11) Data Analysis; and (12)<br>Marketing Analytics. Any suitable combination of education, training and/or experience<br>is acceptable. Telecommuting is an option.</p> <p><br>Salary: $200,000.00 - $225,000.00 per annum.<br>Submit resume with references using the apply button on this posting or email to: Req.#<br>22-133320 at: ATTN: HR, <a href="mailto:jobadverts@sofi.org">jobadverts@sofi.org</a>.</p> <p>Application Deadline 11/14/2025</p> <p> </p> <p> </p> <p>#LI-DNI</p><div class="content-conclusion"><div class="gmail_default"><strong>Compensation and Benefits</strong></div> <div class="gmail_default">The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. </div> <div class="gmail_default"> </div> <div class="gmail_default">To view all of our comprehensive and competitive benefits, visit our <strong><a href="https://sofietyinfo.sofi.com/sofi-benefits" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://sofietyinfo.sofi.com/sofi-benefits&source=gmail&ust=1667318410571000&usg=AOvVaw0ZqbRtznVe1JsWWUOWQUnN">Benefits at SoFi</a> </strong>page!</div> <h5 style="text-align: center;"><span style="font-weight: 400;">SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.</span></h5> <h5 style="text-align: center;"><span style="font-weight: 400;">The Company hires the best qualified candidate for the job, without regard to protected characteristics.</span></h5> <h5 style="text-align: center;"><span style="font-weight: 400;">Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.</span></h5> <h5 style="text-align: center;"><a href="https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf" target="_blank"><span style="font-weight: 400;">New York applicants: Notice of Employee Rights</span></a></h5> <h5 style="text-align: center;"><span style="font-weight: 400;">SoFi is committed to an inclusive culture. As part of this commitment, </span><span style="font-weight: 400;">SoFi </span><span style="font-weight: 400;">offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email </span><a href="mailto:accommodations@sofi.com" target="_blank">accommodations@sofi.com.</a></h5> <h5 style="text-align: center;"><span style="font-weight: 400;">Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.</span></h5> <div class="gmail_default"><strong>Internal Employees</strong></div> <div class="gmail_default">If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.</div></div>