Project Management Senior Supervisor [REMOTE]
Commercial Credit Risk Review Sr. Supervisor (Remote)Country: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. The primary function of the Credit Risk Review Senior Supervisor is to maintain subject matter expertise in, and lead and participate in assessments of credit risk and credit risk management in the Company's corporate and investment banking units, including leveraged finance, large corporates, financial institutions, institutional commercial real estate, and structured finance, including project finance and warehouse lending . Specific experience in analyzing complex credit transaction structures will be a plus.
Position also assesses overall asset quality, risk and compliance with established underwriting policies, procedures, limits, and concentrations. S/he performs testing in a timely manner, ensuring all review quality and client relations standards are met, and courteous and professional behavior is observed in all situations. The incumbent reviews individual loan files and other materials for compliance with underwriting, credit monitoring, and portfolio management policies and standards, and contributes to the assessment of the quality, quantity, direction, and overall credit risk in the organization through planned vertical and horizontal reviews, as well as continuous monitoring of the assigned loan portfolios.
Leads and participates in credit risk reviews of the corporate and investment banking portfolios and contributes to the preparation of the review summary, findings, observations, and recommendations.
Assesses asset quality, status, and appropriateness of existing credit risk controls/ compliance with established underwriting policies/risk tolerance.
Ensures appropriate and timely assignment of risk ratings and identification and management of deteriorating credits.
Reviews required documentation for loan review testing, inclusive of conducting credit file reviews and completing necessary linesheets.
Assesses the effectiveness of portfolio management and credit monitoring functions and reporting.
Follows up and tracks regulatory recommendations; Monitors performance of the corporate and investment banking portfolios through a broad spectrum of continuous monitoring activities to identify emerging trends and risks.
Assesses and monitors credit risks related to new products and business initiatives.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor's Degree or equivalent work experience: Accounting, Finance, Business or equivalent field. - Accounting, Finance, Business or equivalent field. - 12+ Years Banking experience, preferably concentrated in Corporate Credit Loan Review, Credit Risk Management, or other Corporate and/or Leveraged and Structured Finance Credit Risk functions; specific subject matter expertise in complex credit structures strongly desired.
Ability to think critically and work independently with limited supervision.
Strong organizational and time management skills with ability to complete multiple projects simultaneously and in a timely manner.
Project management skills and ability to direct others when leading an assignment.
Excellent business writing skills.
Ability to effectively interact and communicate with business line and credit risk personnel across the organization through strong written and verbal communication skills; Technology and computer skills, with the ability to effectively use Microsoft Office (Word, Excel, Outlook, PowerPoint); proficiency with data analytics and business intelligence tools is a plus.
Working knowledge/ industry expertise of policies, procedures, and regulatory matters related to lending in the large corporate, financial institution, and structured finance sectors as well as credit products such as derivatives and letters of credit.
Stays current with industry and regulatory trends and emerging risk issues and has good understanding of current market and competitive landscape in which the organization operates
identifies the component parts of a complex situation or problem and the relationship among variables that may not be obvious.
CFA (Chartered Financial Analyst): Finance certifications desired - Preferred.
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
Experience in Microsoft Office products.
For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Risk Culture
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Depending on location, occasional moving and lifting light equipment and/or furniture may be required .
You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at
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