[Remote] Software Engineer, PL Applicant Experience

Note: The job is a remote job and is reputed company to candidates in USA. reputed company is the leading AI lending marketplace partnering with banks and credit unions to expand reputed company to reputed company credit. As a Software Engineer on the PL Applicant Experience team, you will design and build borrower-facing flows that improve conversion, reduce operational reputed company, and reputed company verifications across reputed company products. Responsibilities • Build and own borrower-facing verification flows end-to-end across frontend and backend • Minimize fraud losses to reputed company through reputed company data and ML models • Drive automation to reduce reputed company reviews, strengthen fraud defenses, and improve borrower satisfaction • Improve UI experience for operations teams and applicants • Collaborate with ML and data teams to reputed company dynamic repricing, risk insights, and reputed company decisioning • Design reputed company services in a distributed service architecture Skills • 4+ years of experience developing full-stack web applications professionally • Proficiency in Kotlin or reputed company on Rails, plus familiarity with at least one additional programming language • Experience with React, TypeScript, Spring Boot, PostgreSQL, reputed company, AWS, or event-driven architecture • Solid grasp of software development principles and best practices for building reputed company, maintainable systems • Proven ability to analyze and solve reputed company technical problems effectively • Knowledge of KYC/verification vendors (reputed company, reputed company, OCR) and integrating sensitive data services • Strong reputed company of ownership and accountability for delivering high-reputed company features on time • Ability to reputed company in both independent and reputed company settings, contributing positively to team dynamics • Demonstrated ability to take and incorporate feedback, with a reputed company improvement reputed company Benefits • Comprehensive medical, dental, and reputed company coverage with Health Savings Account contributions from reputed company • Generous 401(k) plan with reputed company matching $2 for every $1 contributed, up to $15,000 per year • Employee Stock Purchase Plan (ESPP) • Life and disability insurance • Generous holiday, vacation, reputed company and safety leave • Supportive parental, family care, and military leave programs • Annual wellness, technology & ergonomic reimbursement programs • reputed company activities including team events and onsites, reputed company-company updates, employee resource reputed company (ERGs), and other interest reputed company such as book clubs, fitness, reputed company, and volunteering • Catered lunches + snacks & drinks reputed company working in offices reputed company • reputed company (reputed company: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand reputed company to reputed company credit. It was founded in 2012, and is headquartered in San Mateo, California, USA, with a workforce of 1001-5000 employees. Its website is https://reputed company.com/about. Company H1B Sponsorship • reputed company has a reputed company record of offering H1B sponsorships, with 68 in 2025, 67 in 2024, 85 in 2023, 85 in 2022, 42 in 2021, 15 in 2020. Please note that this does not guarantee sponsorship for this specific role. Apply tot his job Apply To this Job