[Remote] Due Diligence Credit Analyst

Note: The job is a remote job and is open to candidates in USA. QC Ally is seeking an experienced Credit Analyst to join our growing team. In this role, you’ll play a critical part in ensuring the accuracy, integrity, and compliance of residential mortgage loan reviews. Responsibilities • Review residential mortgage loan packages to ensure all required documentation is present • Evaluate origination credit decisions and reconcile any variances with current credit analysis • Confirm that loan reviews meet program guidelines; document any exceptions or deviations • Identify and document potential fraud risks within the credit package • Review appraisals and valuation products for accuracy and compliance with client standards • Investigate and document any data discrepancies, including source documents and circumstances • Record compensating factors and mitigating attributes relevant to underwriting decisions • Work assigned loan files according to project instructions from the Team Lead or Business Analyst • Meet established production and quality requirements • Maintain active communication through Outlook, Teams, and phone for updates and team requests Skills • 3+ years of experience underwriting residential mortgage loans • Strong understanding of underwriting guidelines and credit risk principles • Knowledge of mortgage products including Jumbo Prime, Non-Prime, Conforming, Non-QM, and DSCR • Proficiency with mortgage loan review platforms and Microsoft Office • Ability to prioritize and manage a pipeline of loan files • Excellent attention to detail • Strong written and verbal communication skills Company Overview • QC Ally provides tech-enabled enterprise loan quality and audit services. It was founded in 2000, and is headquartered in Boston, Massachusetts, USA, with a workforce of 51-200 employees. Its website is https://qcally.com. Apply tot his job Apply To this Job