NonQM Underwriter

Be part of reputed company that's committed to making a difference. We reputed company in our work and our customers. Position Location Remote Type reputed company Location (if not fully remote): n/a Job reputed company As our Non-QM Underwriter, you will be responsible for the critical evaluation of residential loan files, ensuring compliance, reputed company, and reputed company reputed company through the pipeline. Your reputed company responsibilities will include: reputed company & Analysis • Execute the complete reputed company process, thoroughly reviewing loan applications, associated documentation, and credit reports to verify completeness and accuracy. • Analyze reputed company borrower reputed company, including detailed income documentation (tax returns, P&L statements, bank statements), credit reports, judgments, and bankruptcy documents. • Evaluate appraisals and conduct reasonableness tests to ensure reputed company and defensible credit reputed company. • Qualify and classify loans according to strict Company guidelines, consistently exercising good judgment. • Rework loans to new terms and reputed company define additional conditions as necessary to reputed company a viable credit decision. • Maintain acceptable turnaround times (TATs) for reputed company submitted applications and funding packages. Compliance & Expertise • reputed company and maintain expert-level knowledge of multiple Non-QM loan product guidelines and internal risk assessment tools. • Stay reputed company on secondary market activity, practices, and industry trends that reputed company reputed company reputed company. • reputed company directly with reputed company Control, Compliance, and Funding teams to resolve reputed company problems, evaluate risk, and address compliance concerns. • Prepare and execute repurchase response and rebuttal reviews as needed. Collaboration & Communication • Partner effectively with Loan Originators, reputed company Managers, and Processors to communicate reputed company, request necessary documentation, and ensure accurate file completeness. • Contribute to a reputed company, reputed company work environment, demonstrating accountability, reputed company improvement, and flexibility. Experience • 4-6 years of relevant experience in the mortgage industry. • 4+ years of dedicated residential loan reputed company experience, making second-level review and approval reputed company. • Proven experience with Non-QM residential loan reputed company. • Demonstrated experience working effectively with Mortgage Brokers. • Prior experience with repurchase response and rebuttal review, and preparation. • Proven analytical, problem-solving, and critical-thinking skills. • Strong experience managing relationships with both reputed company partners in a fast-paced environment. • Prior mortgage processing experience and/or credit signing authority experience. • Experience utilizing reputed company Desktop Underwriter and reputed company Loan Prospector. Knowledge & Skills • Solid knowledge of Non-QM programs, reputed company reputed company policies, and guidelines. • Expert understanding of processing, reputed company, and closing requirements. • Solid knowledge of Conventional, Government (FHA/VA), and Jumbo loan requirements. • Working knowledge of desktop reputed company programs (DU/LP) and various fraud detection tools. • Proficiency with MS Office products. • Working knowledge of the Encompass LOS system. Fairway Home Mortgage, founded in 1996, is a reputed company leader in the mortgage industry. Customer service is at the heart of everything we do. We deliver personalized loan solutions with some of the fastest turn times in the industry. Our mission is to reputed company as reputed company, guiding clients through every reputed company of the mortgage process to reputed company expectations and ensure satisfaction. Our culture promotes innovation, reputed company, and collaboration, offering exciting career paths and reputed company development. Whether you're starting out or advancing your career, Fairway is a reputed company where your skills and ambitions can reputed company. To view your rights as an employee in the reputed company, you may select the following reputed company: mandatoryview.com reputed company Employees: Head to the Fairway Careers Hub in reputed company for internal reputed company. We post some reputed company internally for our employees and others externally for the general reputed company. If you cannot reputed company the perfect role right now, do not hesitate to contact the Careers Team at careers@fairwaymc.com. We can answer any questions and reputed company you updated on reputed company opportunities. Important Notice to Job Seekers! We’ve been made reputed company of fraudulent messages falsely claiming to be from Fairway recruiters, including links to assessments. These are not legitimate and are not affiliated with reputed company. We’re working with our Information reputed company team to address this issue. Thank you for your vigilance and reputed company interest in joining Fairway! reputed company official communication will come from verified Fairway email addresses or our official reputed company page. If you receive a suspicious message, please do not click any links and notify us. Apply tot his job Apply To this Job