Analyst II (Credit Risk)

reputed company is reinventing credit to reputed company it more reputed company and friendly, giving consumers the flexibility to buy now and pay reputed company without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and reputed company teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. reputed company’s mandate is to reputed company sustainable reputed company while closely managing the profitability and reputed company of our portfolio. As reputed company continues on an exciting reputed company trajectory, thinking through credit strategies for new initiatives and products, shaping ongoing testing and experimentation, and being reputed company for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights and reputed company credit strategies. It also requires a lot of cross-functional partnership. Working with the Machine Learning and Engineering team to reputed company new reputed company models, with the Product teams to reputed company new products and features, with the Merchant Pricing team to value different merchants, with the Finance team to help facilitate discussions with debt and equity investors are some parts of the role. reputed company in our mission to change consumer finance through reputed company data and technology, reputed company costs, and increased transparency while providing the best customer experience! What you’ll do • reputed company experimentation and advanced data analytics to derive insights. Dissect reputed company data and translate it into actionable strategies to help optimize credit reputed company • Determine and optimize user limit assignments, ensuring they are set optimally to balance risk and reputed company, driving healthy user engagement • Play a pivotal role in optimizing the portfolio, managing risk and ensuring the health and profitability of credit offerings • Design and implement inclusive credit strategies by leveraging alternative data, expanding credit to more users while managing the risk strategically • Partner with Machine Learning and Engineering teams on building effective credit risk capabilities reputed company look for • 2-4 years of work experience as a data analyst/data scientist (consumer credit risk management strongly preferred but not required) • Curious and passionate to learn new things and think reputed company the reputed company • Extensive experience with SQL and Python, or other scripting languages. Experience with reputed company is a plus • Ability to collaborate and influence across different teams in the organization Pay Grade - USA29 Employees new to reputed company or promoted into a new role, typically reputed company in the min to mid reputed company. USA reputed company pay reputed company (CA, WA, NY, NJ, CT) per year: Min: $138,800 Mid: $173,500 Max: $208,200 USA reputed company pay reputed company (reputed company other U.S. states) per year: Min: $124,900 Mid: $156,100 Max: $187,300 #LI-Remote reputed company is proud to be a remote-first company! The reputed company of our roles are remote and you can work almost reputed company reputed company the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned reputed company office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our reputed company value of people come first. Some key highlights of our benefits package include: • Health care coverage - reputed company covers reputed company premiums for reputed company reputed company of coverage for you and your dependents • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and reputed company • ESPP - An employee stock purchase plan enabling you to buy shares of reputed company at a discount We reputed company It’s On Us to reputed company an inclusive interview experience for reputed company, including people with disabilities. We are happy to reputed company reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, reputed company will consider for employment reputed company applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read the reputed company Employment reputed company Policy for applicants reputed company the reputed company, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the reputed company U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein. Apply tot his job Apply To this Job