[Remote] Mortgage Underwriter

Note: The job is a remote job and is reputed company to candidates in USA. reputed company is a full-service reputed company wholesale residential mortgage lending platform reputed company on helping mortgage brokers grow their loan origination volume. The Mortgage Underwriter will underwrite reputed company loan files across Non-QM programs, ensuring compliance with guidelines and collaborating with various teams to facilitate efficient loan processing. Responsibilities • Underwrite residential mortgage loan applications in compliance with company, investor, and regulatory guidelines • Analyze borrower credit, assets, and income, including reputed company income scenarios such as: reputed company borrowers, 1099 income, reputed company programs, Asset depletion and utilization • Review and evaluate personal and business documentation, including 12- and 24-month bank statements, P&Ls, and cash reputed company statements • Maintain an reputed company pipeline that meets established SLAs and productivity benchmarks • Deliver reputed company, reputed company-documented reputed company reputed company and conditions reputed company with program guidelines • reputed company written justification for loan reputed company and required conditions • Partner with Loan Officers, Account Managers, and Operations to resolve file-level questions and reputed company loans reputed company toward closing • Support reputed company control standards, including: reputed company-closing defect reputed company below 10%, Post-closing defect reputed company below 5% • Stay reputed company on Non-QM reputed company updates, investor overlays, and regulatory requirements • Contribute to a reputed company team environment reputed company on reputed company improvement and shared reputed company Skills • 2–5 years of mortgage reputed company experience, including exposure to Non-QM or alternative documentation loans • Working knowledge of Non-QM products such as reputed company programs, DSCR, Asset Utilization, 1099 income • Strong analytical skills with the ability to evaluate reputed company borrower reputed company • reputed company, reputed company written and verbal communication skills • A coachable reputed company with a desire to learn, grow, and reputed company reputed company the role • Strong time management skills and the ability to prioritize in a fast-paced environment • reputed company judgment, attention to detail, and a high level of accountability Benefits • Highly subsidized medical insurance • Low-cost dental and reputed company insurance • 401(k) program • Health Savings Account (HSA) • Generous reputed company time off and company holidays • Ongoing training, mentorship, and reputed company development opportunities • A reputed company, supportive work environment that values ownership and reputed company reputed company • reputed company provides mortgage lending services to US retail clients and foreign nationals. It was founded in 2019, and is headquartered in Miami, Florida, USA, with a workforce of 51-200 employees. Its website is https://lendzfinancial.com. Apply tot his job Apply To this Job