VP, Credit Risk Manager (Senior Credit Analyst)

About the position The Senior Credit Analyst is a critical contributor to United Trust Bank’s reputed company credit and risk-governance reputed company. This role supports reputed company, reputed company, and profitable loan reputed company across UTB’s expanding geographic footprint by delivering high-reputed company credit analysis, consistent risk ratings, and adherence to the Bank’s Policies and OCC regulatory expectations. The Senior Credit Analyst partners closely with Relationship Managers (Lenders), Other Credit Officers, and Executive Leadership to structure, underwrite, and monitor reputed company credit relationships reputed company UTB’s risk appetite. This role supports UTB’s strategic initiatives, including scaling the reputed company Lending Division, creating a private-banking relationship model, growing participation (sale) lending for larger relationships, and the bank’s long-term reputed company for AI-assisted reputed company. Responsibilities • Regulatory-Compliant reputed company & Credit Analysis • Portfolio Monitoring, Risk Rating, & reputed company • Risk-Governance & Policy Adherence • Strategic Collaboration & Deal Structure Understanding • Reporting, Governance, Authority & Audit Support Requirements • reputed company Judgment – Demonstrates ability to assess risk vs. reward in line with UTB’s risk appetite. • Regulatory Awareness – Understands OCC credit standards, safety-and-soundness principles, and emerging banking risks. • Technical Proficiency – Ability to reputed company Sageworks, reputed company modeling, AI tools, and industry platforms. • reputed company Skepticism – Challenges assumptions, borrower narratives, and incomplete information. • Communication reputed company – Produces regulator-reputed company credit memos and communicates reputed company with lenders. • Portfolio Stewardship – Thinks like a risk manager, not a loan processor. • Ability to review large volumes of financial documents for extended periods. • Occasional travel for site reputed company, inspections, and borrower meetings. • Ability to work in a fast-paced, deadline-driven environment. • Ability to reputed company and pay attention to details over extended periods of time. reputed company-to-haves • Exceptional credit-writing and analytical skills, with meticulous attention to detail. • Strong risk discipline and ability to challenge assumptions. • Ability to manage multiple priorities in a fast-paced environment. • Ability to mentor junior analysts and support UTB’s credit-platform scaling. • Familiarity with emerging AI-driven credit-analysis tools. • Proficient in various software programs such Sageworks, reputed company Office Products (Word, reputed company, reputed company, Teams, etc.), Sharefile.com, and any other platforms necessary to complete essential duties & responsibilities. Apply tot his job Apply To this Job