Remote Mortgage Underwriter I

The Opportunity The Underwriter I is responsible for evaluating and analyzing loan documents to ensure compliance with company policies, investor guidelines, and regulatory requirements. This role focuses on reviewing lower-complexity documents while building expertise in credit analysis, risk assessment, and underwriting best practices. You will play an essential role in maintaining loan quality, supporting team workflows, and ensuring a seamless customer experience. What You'll Do • Review and evaluate loan documents to determine borrower eligibility and identify potential fraud • Identify when a file deviates from standard requirements and escalate when needed • Complete underwriting tasks according to program requirements, internal guidelines, and legal/regulatory standards • Ensure loans follow investor and company policies, SOPs, and compliance rules • Maintain acceptable turnaround times and service-level expectations • Review corporate documentation for entity borrowers • Research property taxes to determine appropriate escrows • Review title commitments to ensure alignment with company and investor guidelines • Confirm all lending conditions are met prior to closing • Assist underwriters by responding to urgent or time-sensitive emails to manage workflow volume • Run QC tools (FraudGuard, LexisNexis, etc.) and update system records accurately • Provide excellent customer service throughout the underwriting process • Collaborate cross-functionally to support efficient workflows and process improvements • Completing other responsibilities and duties as assigned based on business needs • Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, NC, SC, TX, UT • Work Schedule: Monday - Friday: 8:30 am - 5:30 pm CST • Salary Range: $29.80 - $40.04/hr (Non-Exempt/Hourly/Overtime Eligible) What We Are Looking For: • 2+ years of experience in the mortgage industry with strong knowledge of Non-QM documentation • Solid manual underwriting skills • Tech-savvy, with the ability to learn and navigate multiple systems • Strong documentation review skills with the ability to spot discrepancies and ensure compliance • Proven ability to manage time-sensitive tasks and meet deadlines • Completion of all required training by designated timelines • Reliable, team-oriented, and proactive in a fast-paced environment • Proficiency in Microsoft Word and Excel • High School Diploma or GED required • Internal Applicants: Must meet minimum qualifications and have no recent disciplinary actions What We Prefer to Find: • Someone with experience with Non-QM Loans • Someone with experience with underwriting DSCR loans • Someone with an Associate and/or bachelor's degree in business or a related industry area major • Someone with experience with Calyx Point and SalesForce Apply tot his job Apply To this Job