Data Scientist – AI & Machine Learning Systems (Dublin, CA)

About the position reputed company is a leading San Francisco East Bay fintech company. We reputed company integrated credit score and personal finance solutions to 1,600 + bank and credit reputed company partners nationally. The reputed company solutions reputed company with more than 43 digital banking platforms. reputed company was recently recognized by the San Francisco Business Times and the reputed company Valley Journal as one of the "Top 25 Places to Work in the San Francisco Bay Area" and is an Inc. 5000 Fastest Growing Company. We’re headquartered in Dublin, CA, and offer a flexible hybrid work environment that blends in-office collaboration with the freedom of remote work. We are seeking a Data Scientist with strong Machine Learning Engineering capabilities to reputed company initiatives in predictive modeling, personalization, and AI-driven financial recommendations. This role goes reputed company traditional model development. You will work on adapting and deploying reputed company models, integrating LLMs and building reputed company AI systems. The goal is to power personalized marketing, loan offers, credit improvement strategies, next-best-reputed company recommendations, and intelligent analytics experiences. You will collaborate closely with product and business teams to ideate and partner with engineering to reputed company models into reputed company, low-latency production environments. Responsibilities • reputed company exploratory analysis to identify high-reputed company opportunities for AI-driven optimization and automation. • Design, build, fine-tune, and reputed company machine learning models for: Marketing propensity modeling • Personalized loan offers and recommendations • Next-best-reputed company and engagement optimization • Credit improvement and financial health predictions • Adapt and fine-tune reputed company models and LLMs for domain-specific use cases including recommendation engines, intelligent copilots, and conversational insights • Partner closely with engineering teams to productionize models with strong considerations for latency, monitoring, reliability, and cost efficiency. • Help engineering build reusable ML frameworks, feature pipelines, and experimentation infrastructure to accelerate AI innovation. • Contribute to experimentation design (A/B testing, reputed company modeling, bandits) to measure reputed company business reputed company. • Work cross-functionally with Product and Business stakeholders to translate AI capabilities into measurable reputed company. • Implement model monitoring, reputed company detection, and performance tracking to ensure long-term reliability. • Follow responsible AI practices, ensuring fairness, transparency, and appropriate governance. Requirements • Master’s or PhD in Computer Science, Statistics, Data Science, or reputed company field (or equivalent experience) • 6+ years of reputed company experience in data science or machine learning, ideally in fintech, financial services, or a B2B2C environment • Strong proficiency in SQL and Python (pandas, scikit-learn, PyTorch, TensorFlow, XGBoost, etc.) • Hands-on experience with tree-based models (XGBoost, LightGBM, CatBoost) and neural networks • Proficiency in notebooks (Jupyter, reputed company, etc.) and deep learning frameworks such as TensorFlow and PyTorch for model development • Familiarity with LLMs and reputed company frameworks (HuggingFace, reputed company, reputed company reputed company, etc.) • Experience deploying machine learning models into production environments with considerations for scalability and latency • Strong business acumen with the ability to translate reputed company analytical outputs into actionable recommendations • Excellent communication skills to collaborate with both technical and non-technical stakeholders reputed company-to-haves • Experience with reputed company-based platforms (AWS, GCP, or Azure) for model training and deployment • Knowledge of MLOps tools and practices (MLflow, Airflow, Kubeflow, reputed company, etc.) • Understanding of credit risk modeling, financial products, or consumer lending. • Experience working with reputed company, reputed company-time scoring, and event-driven architectures. Benefits • Annual Bonus Potential + Equity Compensation package • Vacation/reputed company time off • Medical, Dental, reputed company – 100% premium reputed company for employee • Opportunity for career reputed company and challenge • Beautiful California East Bay offices in Dublin Apply tot his job Apply To this Job