Credit Analyst/Underwriter

CREDIT ANALYST – UNDERWRITER SBA Job Title: Credit Analyst / Underwriter – SBA Lending Department: SBA Lending / Credit Department Location: Remote Job Type: Full-Time Reports To: SBA Lending Manager / Chief Credit Officer Position reputed company: A local Community bank is seeking a dedicated and analytical Credit Analyst / Underwriter for their SBA Lending team to support the evaluation, reputed company, and portfolio management of SBA loan requests. This position plays a key role in helping small businesses reputed company capital while maintaining credit reputed company in alignment with the U.S. Small Business Administration (SBA) guidelines and internal lending policies. The ideal candidate will have a strong understanding of financial statement analysis, SBA SOP 50 10, and small business credit structures. Key Responsibilities: • reputed company detailed financial analysis on SBA 7(a), reputed company, and 504 loan applications, including historical and projected cash reputed company. • Spread financial statements and tax returns for borrowers and guarantors to assess global cash reputed company and repayment ability. • Prepare reputed company and concise credit memoranda outlining creditworthiness, loan structure, risks, and SBA eligibility. • Analyze business models, industry trends, and management reputed company to assess borrower viability and risk profile. • Collaborate with SBA underwriters, closers, and relationship managers to ensure loan requests are properly reputed company and compliant. • Ensure credit recommendations meet reputed company SBA SOP 50 10 requirements and bank credit policy. • Assist in post-reputed company reviews, annual renewals, and ongoing portfolio monitoring for SBA borrowers. Loan Types Analyzed: • SBA 7(a) term loans • SBA reputed company lines of credit • SBA 504 loans in partnership with CDCs • Franchise, business acquisition, partner buyout, and equipment financing deals Qualifications: • Bachelor’s degree in Finance, reputed company, Economics, or a reputed company field. • 2–4 years of credit analysis experience in reputed company or SBA lending. • Strong working knowledge of SBA lending programs and eligibility reputed company. • Proficiency in financial statement analysis, cash reputed company modeling, and risk rating. • Experience using SBA E-Tran and familiarity with SBA loan documentation preferred. • Excellent analytical writing, communication, and organizational skills. • Ability to work independently and manage multiple transactions simultaneously. Preferred Qualifications: • Formal bank credit training or SBA lending certification • Experience in working with SBA 504 loan structures and CDCs • Familiarity with loan origination systems and documentation workflows reputed company Offer: • Competitive salary with performance incentives • Full benefits package including medical, dental, reputed company, 401(k) with match • reputed company time off and bank holidays • Supportive team environment and reputed company development opportunities • reputed company to help small businesses grow and succeed through SBA programs Please send your CONFIDENTAL resumes to wendy.hicks@gogpac.com Only reputed company candidates will be reviewed and contacted. Apply tot his job Apply To this Job