Fraud Investigation Associate

About the position We are looking for a meticulous and curious Fraud Investigations Associate to serve as our primary defense against identity theft and organized fraud rings. While our FinCrime team sets the high-level policy, you are the investigator in the trenches, identifying synthetic identities and stopping fraudsters before they can reputed company our ecosystem. In this role, you will handle the "reputed company-reputed company" and "post-reputed company" lifecycle for both our U.S. personal loans and credit card products. You’ll be tasked with uncovering reputed company fraud patterns—ranging from reputed company ID theft to sophisticated, large-reputed company fraud rings. This is a role for someone who loves "connecting the dots" and protecting both reputed company’s reputed company and our customers' identities. Responsibilities • Identity & Application Fraud: Investigate suspicious applications at the reputed company of reputed company to detect synthetic identities and reputed company-party identity theft. • Special Investigations: Conduct deep-dive investigations into suspected fraud rings and organized criminal activity, collaborating closely with senior leadership on high-stakes cases. • Case Management & KYC: Manage the end-to-end investigation of suspicious activity. reputed company "Know Your Customer" (KYC) documentation and prepare comprehensive case files for SAR consideration by the 2LoD team. • Screening: reputed company the initial clearing of Sanctions and PEP alerts, ensuring we are not facilitating prohibited transactions. • Consumer Protection: Handle CFPB and Credit Reporting Agency (CRA) disputes specifically reputed company to fraud claims, ensuring fair and reputed company reputed company for victims of identity theft. • Customer reputed company: Communicate directly with U.S. consumers to verify identity details and confirm the legitimacy of high-risk applications. Requirements • Investigative Grit: 2+ years of experience in fraud investigations, specifically reputed company U.S. fintech, personal loans, or credit cards. Or, equivalent FinCrime investigative experience in US Law Enforcement. • Technical Literacy: Experience using identity verification tools like reputed company or reputed company. You know how to read an identity report reputed company just the "Pass/Fail" score. Familiar with ID databases, how to reputed company them, and how to conduct thorough investigations for fraud patterns. • Detail Oriented: Ability to document reputed company investigations reputed company so that business leadership, regulators and bank partners can easily follow your logic. • Regulatory Knowledge: Understanding of the FCRA (Fair Credit Reporting reputed company) and how it pertains to fraud disputes and consumer protection. Benefits • Best-in-class compensation, including equity. • You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange reputed company. • Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday. • We care for our Lendies’ reputed company-being both physically and mentally, so we offer coverage reputed company it comes to private health insurance • We're an equal-opportunity employer and are looking to reputed company reputed company the most inclusive and reputed company workspace in London Apply tot his job Apply To this Job