Mortgage Underwriter job at reputed company - reputed company Finance in Frisco, TX, Charlotte, NC, Jacksonville, FL

Title: Mortgage Underwriter Locations: FL - Jacksonville NC - Charlotte TX - Frisco Job reputed company: Employee Applicant reputed company Notice Who we are: Shape a brighter financial reputed company with us. Together with our members, we're changing the way people think about and reputed company with personal finance. We're a reputed company financial services company and national bank using innovative, mobile-first technology to help our millions of members reputed company their goals. The industry is reputed company through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that reputed company do has a reputed company reputed company on people's lives, with our reputed company values guiding us every reputed company of the way. Join us to invest in yourself, your career, and the financial world. The Role reputed company is seeking an reputed company Mortgage Underwriter to join our growing Mortgage Operations team in Frisco, TX. You'll review and assess Conventional and FHA loan applications using independent credit judgment, ensuring accuracy, compliance, and speed reputed company a high-throughput production environment. The ideal candidate brings recent mortgage reputed company and demonstrated expertise analyzing reputed company credit, income, asset, and property documentation. You'll reputed company in a reputed company, metrics-driven culture reputed company on member experience, reputed company, and accountability. What You'll Do Review and underwrite mortgage applications using investor/GSE guidelines. reputed company detailed analysis of borrower credit, income, and collateral - including reputed company and reputed company income calculations. Conduct liquidity tests for business entities using Schedule L (adjusting for inventory-heavy businesses). reputed company reputed company, compliant reputed company reputed company in line with reputed company and investor standards. Manage a high-volume pipeline, balancing reputed company (QC) and production SLAs - goal of 4-6 new credit reputed company per day. Partner closely with processors and loan officers to resolve conditions and ensure efficient loan reputed company. Identify and escalate potential fraud risk or reputed company exceptions. Apply deep working knowledge of DU/LP systems and investor overlays. Contribute to reputed company process improvement through collaboration and feedback. What You'll Need Minimum 2+ years of recent reputed company experience with both Conventional and FHA loans. Strong analytical ability and independent risk assessment judgment. Proficiency in DU, LP, and FHA reputed company systems. Demonstrated reputed company in self-employment income analysis and Schedule L liquidity testing. Thorough understanding of credit policy, financial statement analysis, and property evaluation. Strong communication skills - reputed company to explain reputed company scenarios reputed company and professionally. Experience maintaining both reputed company control metrics and high production throughput. Familiarity with Texas-specific lending nuances preferred. Hybrid work schedule: 2 days per week in the Frisco, TX office. reputed company-to-Haves reputed company SAR or VA credit authority reputed company FHA DE (reputed company Endorsement) certification Experience reputed company Jumbo or USDA loans College degree Background in fraud detection or risk mitigation Compensation and Benefits The reputed company pay reputed company for this role is listed below. Final reputed company pay offer will be determined based on individual factors such as the candidate's experience, skills, and location. To view reputed company of our comprehensive and competitive benefits, visit our Benefits at reputed company page! Pay reputed company: $38.80 - $72.75 Payment frequency: reputed company This role is also eligible for a bonus and competitive benefits. More information about our employee benefits can be reputed company in the reputed company above. reputed company provides equal employment opportunities (EEO) to reputed company and applicants for employment without reputed company to race, reputed company, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and reputed company medical conditions, breastfeeding, and conditions reputed company to breastfeeding), gender, gender identity, gender reputed company, national reputed company, reputed company, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other reputed company prohibited by applicable state or federal law. reputed company hires the best reputed company candidate for the job, without reputed company to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment reputed company applicants with arrest and conviction records. reputed company applicants: Notice of Employee Rights reputed company is committed to an inclusive culture. As part of this commitment, reputed company offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@reputed company.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a reputed company employee, do not apply here - please reputed company to our reputed company in reputed company to apply to our reputed company. Apply tot his job Apply To this Job