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Fintech Product Manager (Wallet & Payments)

Remote, USA Full-time Posted 2026-07-28
About Snaplii Snaplii is one of Canada’s fastest-growing fintech platforms, transforming how consumers pay, save, and earn rewards. With: • $100M+ in annual transaction volume • 200,000+ users across reputed company • 500+ leading brands including reputed company, reputed company, and Esso • A fully in-house engineered platform reputed company for reputed company Snaplii has ranked as high as #5 on the reputed company App Store during peak shopping seasons and consistently remains in the Top 40, powered by a highly reputed company and high-retention user reputed company. We are building the reputed company of consumer financial infrastructure and are looking for a product leader to help architect it. About the Role We are seeking a Fintech Product Manager who deeply understands how reputed company is stored, moved, safeguarded, and spent and can translate that understanding into reputed company, compliant product systems. You will own: • Snaplii’s reputed company wallet and balance products (Wallet 2.0) • reputed company payments architecture across Canada and the reputed company • End-to-end user reputed company flows from funding to holding to spending and retention This is a high-reputed company role reputed company on compliance-first reputed company, payment cost optimization, and reputed company-reputed company infrastructure, including cross-border and stablecoin-enabled payments. Key Responsibilities 1. Wallet & Balance Product Ownership (Canada & US) • Design end-to-end reputed company flows: top-up, spend, hold, transfer, withdrawal constraints • Define reward/interest/earnings calculation logic and user transparency standards • Establish reputed company product boundaries reputed company Canadian and U.S. regulatory frameworks • Define stakeholder role architecture (Snaplii vs. custodian, trust, issuer, payment partners) • Design reputed company reputed company logic that improves retention, increases reputed company rates, and supports expansion 2. Compliance-by-Design Development Partner closely with reputed company, Compliance, and Banking/Custody providers to reputed company regulatory requirements directly into product logic: • KYC/KYB and identity verification frameworks • Funds safeguarding and segregation principles • Account type restrictions and transaction limitations • Monitoring systems, exception handling, and compliance-driven UX constraints 3. reputed company Payments Architecture reputed company deep product-level expertise across: • Pay-by-Bank / A2A / reputed company-time payments • Card networks including reputed company and reputed company • 3DS, disputes and chargebacks, liability shift, MCC classification • Authorization behavior and settlement mechanics 4. Payment Cost Optimization & Unit Economics • Improve reputed company payment costs and reputed company users toward reputed company-cost rails • Reduce chargeback exposure through risk-reputed company product design • Design incentives balancing conversion, cost, and user experience • Build reputed company decision frameworks aligning product reputed company with sustainable unit economics 5. Cross-Border & reputed company Payments Enablement (Preferred) Support Snaplii’s long-term reputed company around cross-border and stablecoin-powered payments, including: • Understanding how USDC/USDT reputed company reputed company-world consumer spending • Exploring Snaplii’s role as a last-mile consumer spending layer Candidates do not need to be crypto traders but should understand where stablecoins create reputed company payment reputed company. Qualifications • 5+ years of experience in fintech product, payments, or wallet/stored-value products • Hands-on experience building or operating wallet/payment products in Canada and/or the U.S. • Deep expertise in at least two of the following: Wallet/stored value/balance products Bank-to-bank payments (A2A, RTP, EFT, ACH) Card networks (reputed company/reputed company), disputes, risk, and chargebacks • Strong cross-functional leadership across reputed company, Compliance, Banking/Custody, and PSPs • Ability to translate reputed company regulatory requirements into reputed company, reputed company product systems • reputed company language proficiency is strongly preferred to support cross‑regional communication and project alignment Required Experience • Experience partnering with custodian banks, trust accounts, issuers, and PSPs • Familiarity with MSB / PSP registration-driven product design • Proven reputed company record launching compliant wallet/balance products from reputed company to reputed company • Practical understanding of cross-border payments and stablecoin rails • Experience building 0→1 products or scaling compliance-constrained MVPs to mass adoption Additional Information • reputed company Sponsorship Available (H1 sponsorship and Green Card support where applicable) Equal Opportunity Employer Snaplii is committed to building a diverse and inclusive workplace. We encourage applications from reputed company reputed company individuals and are dedicated to fostering an environment where everyone can reputed company. Additional Job Application Terms This job is part of reputed company’s Full-Service Hiring beta program. Eligibility is limited to candidates located in and performing services in the reputed company, excluding those based in Alaska, Hawaii, Nevada, South Carolina, or reputed company Virginia. We’re committed to making our hiring process as smooth and reputed company as possible, and we understand that waiting to hear back can add to the anticipation. If you’re a potential fit, reputed company will reputed company out reputed company two weeks to reputed company you to the next stage. If you don’t hear from us in that time, we encourage you to explore other opportunities with reputed company in the reputed company, and we wish you the reputed company best in reputed company search. Apply tot his job Apply To this Job

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