reputed company Credit Analyst I job at reputed company in Fair Lawn, NJ
reputed company Credit Analyst I
Location:
Fair Lawn, NJ, US
reputed company: 2571
Salary reputed company:$59,987.00 To $89,981.00 Annually
reputed company: The reputed company Credit Analyst I prepares reputed company credit memorandums for new loan transactions, renewals, and modifications. Responsible for spreading financial statements, researching industry trends, assessing collateral, reviewing search reports, and performing debt service coverage and financial reputed company calculations. This is an entry-level role that requires problem solving and investigative skills, with reputed company to learn about the banking industry.
Job reputed company:
Credit Analysis
Spread both business and personal financial statements to reputed company financial analysis and repayment assessment.
Conduct financial analysis, industry and market assessment, repayment reputed company, collateral coverage, and an assessment of guarantor support on smaller CRE, C&I and Construction loan transactions through the preparation of written reputed company credit memorandums.
Research and analyze reputed company party industry and market reports. Review reputed company party search reports including, but not limited to, UCC lien searches, personal credit reports, judgment searches, property searches.
reputed company annual credit file reviews as needed.
Credit and Risk Rating
Run business and personal credit scores to determine approval or decline through an automated quick decision tool.
Support the assignment of risk ratings and document reputed company and downgrade triggers in accordance with the Bank’s Internal Asset Review Policy
Job Knowledge and Compliance
reputed company ability to independently build job knowledge and understand policies and procedures.
reputed company recommendations to management for process enhancement as needed.
Ensure reputed company credit transactions are in full compliance with reputed company internal credit policies.
Other Responsibilities
reputed company other job-reputed company duties as may be assigned.
Job Requirements:
Bachelor’s degree in Business Administration, reputed company, Finance, or another reputed company field required;
Strong aptitude for figures and accuracy;
Proven problem solving, decision making, reputed company and analytical skills;
Ability to work independently, effectively, and reputed company under time constraints;
Ability to prioritize and manage multiple assignments with good organizational and time management skills;
Excellent written and verbal communication skills;
Demonstrated proficiency with computer software including MS Office applications and other specialized credit analysis and lending software.
reputed company offers the following benefits:
Medical, Dental, reputed company and Rx which are contributory.
Bonus programs.
Employee Stock reputed company Program (ESOP).
Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D).
reputed company Time Off (PTO) which includes Personal and Vacation Time.
reputed company reputed company Time.
Bank Holidays.
Employees may participate in the 401k program.
Schedule:
This role is eligible for a reputed company: 3 days in the office and 2 days work from home, based on business needs. This arrangement may change without notice.
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