Underwriting Analyst

Calling all innovators – find your future at Fiserv. We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day – quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv. Job Title Underwriting Analyst About the Role: You will perform credit analysis and underwriting activities as a Junior Underwriting Analyst , evaluating financial position and credit worthiness, for prospective and existing commercial, merchant, and portfolio accounts. Also identify trends in processing, reading consumer credit reports as well as credit reports on businesses, and completing risk assessments and financial analysis. What you will do: Review credit history to assess credit worthiness of new prospective clients. Ensure a balanced risk and revenue trade-off consistent with credit policy and loss target expectations. Mitigate over $2.5 million in risk in a one-year period. Investigate the processing activity on accounts that have exceeded the parameters set in our risk management system and make a real time decision if the account is conducting business in a fraudulent manner or in a way that increases the credit exposure to Fiserv and our partners. Have a high level of autonomy and independent judgment in making decisions and interacting effectively and positively with all levels of personnel, partners, and vendors as well as customers. Experience you’ll need to have: High level of autonomy and independent judgment in decision-making. Ability to interpret and explain bank statements and credit reports. Familiarity with applications such as LexisNexis and credit analysis tools. Strong time management skills and a passion for financial analysis. A love for learning and a drive to resolve challenges What Would Be Great to Have: Bachelors in Finance, Accounting or related field preferred 2+ years credit analysis experience preferred. Bachelor's degree in Finance, Accounting, or a related field. 2+ years of experience in credit analysis. This role is not eligible to be performed in Colorado, California, District of Columbia, Hawaii, Illinois, Maryland, Minnesota, New Jersey, New York, Nevada, Rhode Island or Washington. It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran. Please note that salary ranges provided for this role on external job boards are salary estimates made by outside parties and may not be accurate. Thank you for considering employment with Fiserv. Please: Apply using your legal name Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable). Our commitment to Equal Opportunity: Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law. If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact AskHR.US@fiserv.com. Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv’s Disability Accommodation Policy for additional information. Note to agencies: Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions. Warning about fake job posts: Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address. There's a reason why Fiserv is the global leader in information management and electronic commerce systems for the financial services industry. It's our people. If you are a talented professional who gets excited by the challenge of helping Fiserv lead the transformation of financial services technology for our clients' benefit, we encourage you to explore career opportunities with Fiserv, where turning possibilities into realities is the norm. Apply tot his job Apply To this Job