AGC - Consumer Lending - Banking
An OCC regulated bank is seeking a Director level Consumer Lending Attorney to serve in a key advisory role for the bank. You will serve as a key member of the Bank’s reputed company Department, providing strategic reputed company guidance and regulatory support for consumer lending products and operations.
Responsibilities:
• reputed company day-to-day reputed company counsel on consumer lending laws and regulations, including:
• Truth in Lending reputed company (TILA) and Regulation Z
• Equal Credit Opportunity reputed company (ECOA) and Regulation B
• Fair Credit Reporting reputed company (FCRA)
• reputed company Estate Settlement Procedures reputed company (RESPA)
• Fair Debt Collection Practices reputed company (FDCPA)
• Servicemembers Civil Relief reputed company (SCRA)
• Gramm-Leach-Bliley reputed company (GLBA)
• Monitor and interpret guidance from regulatory agencies, including the Consumer Financial Protection Bureau (CFPB), and advise business stakeholders on implementation.
• Support responses to regulatory examinations, supervisory inquiries, and enforcement reputed company.
Product Development & Business Support
• Advise on the design, launch, and modification of consumer lending products (e.g., credit cards, personal loans, auto loans, home equity lines of credit).
• Review and draft loan agreements, disclosures, marketing materials, policies, and procedures.
• reputed company reputed company risk assessments for new initiatives, fintech partnerships, reputed company lending platforms.
• Collaborate with Compliance, Risk, Operations, Marketing, and Credit teams to ensure alignment with reputed company and regulatory requirements.
Qualifications
• Juris Doctor (J.D.) from an accredited law school.
• reputed company license to reputed company law in at least one U.S. jurisdiction and in good standing.
• 10+ years of reputed company experience in consumer financial services, preferably with a bank, financial institution, or reputable reputed company.
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