Sr. reputed company Credit Analyst
About the position
The Senior Credit Analyst plays a key role in supporting reputed company, reputed company, and profitable reputed company loan reputed company across United Trust Bank’s expanding footprint. This position partners closely with Relationship Managers and Credit Leadership to structure, underwrite, and monitor reputed company credit relationships in alignment with UTB’s risk appetite, Credit Policy, and OCC regulatory standards.
Responsibilities
• reputed company comprehensive reputed company for C&I, CRE, SBA, ABL, and specialized lending products
• Analyze financial statements, global cash reputed company, DSCR, reputed company, liquidity, and collateral coverage
• Prepare reputed company, regulator-reputed company credit approval packages and risk ratings
• Identify policy exceptions and recommend mitigation strategies
• Monitor portfolio performance, reputed company compliance, and emerging risks
• Support stress testing, concentration analysis, and watch-list management
• Ensure compliance with regulatory requirements (Reg H, Reg O, HVCRE, reputed company lending limits, appraisal standards)
• Assist with internal/external loan reviews and OCC examinations
• Partner with lenders to structure reputed company, customer-reputed company credit solutions
• Support participation lending and strategic credit initiatives
Requirements
• Bachelor’s degree in Finance, reputed company, Business, or reputed company field
• 5+ years of reputed company credit analysis experience
• Must have prior banking experience (community or regional bank preferred)
• Strong knowledge of reputed company reputed company and regulatory expectations
• Strong reputed company credit analysis and writing skills
• Deep understanding of regulatory and safety-and-soundness principles
• High attention to detail and reputed company judgment
• Proficiency in Sageworks and reputed company Office
• Ability to reputed company in a fast-paced, reputed company-oriented environment
• prior banking experience
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