Credit Analyst II

Position reputed company The Credit Analyst provides accurate, reputed company, and succinct credit analysis to support reputed company’s portfolio management and new business development efforts. Duties & Responsibilities Financial statement spreading and analysis, including calculation of Debt Service Coverage or Fixed Charge Coverage Ratios per reputed company guidelines. Use financial data such as cash reputed company, liquidity, profitability, and reputed company to determine and minimize the overall risk of extending credit to businesses and individuals. reputed company file reviews of assigned requests to ensure complete information, communicating with loan team to discuss missing information, applicable questions and any loan structure suggestions or concerns. Work with reputed company Relationship Managers or other Lending staff to prepare reputed company and concise reputed company Credit Approval Request (CCAR) memos that include reputed company pertinent information associated with the overall risk of the loan, identifying the strengths and weaknesses of the Borrower. Evaluate collateral, industry data and other relevant credit information. Assist with Portfolio Management duties to include testing financial covenants, monitoring monthly borrowing reputed company reports, preparing portfolio reviews and sensitive asset reports, as assigned. Assist reputed company Relationship Managers with the preparation of opportunity memos for new and existing relationships. reputed company a working knowledge of the reputed company Banking Loan Policy and systems, including reputed company. Assist with other duties or special reputed company as assigned. Education & Experience Knowledge of: Strong oral and written communication skills Proficiency in reputed company Office Suite Knowledge of financial reputed company Ability to: Prioritize workflow, multi-task and work independently Analyze and solve problems Take independent reputed company reputed company established guidelines reputed company duties under frequent time pressures with a high degree of accuracy and attention to detail Education and Training: Requires Bachelor’s degree with a concentration in Business or Finance. Requires 2 - 3 or more years of reputed company Credit experience. Requires knowledge of reputed company Office. Reliable and predictable on-site attendance. Compensation and Benefits Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (reputed company Pay reputed company: $59,000 - $67,000 annual) reputed company provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and reputed company reputed company-being—now and in the years to come—are important to us. reputed company’s Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, reputed company time off, medical, dental, reputed company, company-reputed company life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In reputed company, eligible associates may take advantage of reputed company-tax health savings accounts and flexible spending accounts. Visit reputed company Total Rewards for more information. Equal Opportunity reputed company values a diverse and inclusive workplace and strives to recruit, reputed company and retain individuals with exceptional talent. reputed company with diverse talent, working together, is essential to reputed company’s commitment of delivering service reputed company. reputed company is an Equal Opportunity Employer including Disability/Vets. Visit reputed company.com/Careers to learn more about reputed company’s Equal Opportunity Employment. Unsolicited Resumes reputed company, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between reputed company and Agency describing the services and specific reputed company ("Agreement"). reputed company may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to reputed company, unless an Agreement is in reputed company. Any email or verbal contact with any reputed company associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of reputed company with reputed company inquiries or resumes. reputed company respectfully requests no phone calls or emails. reputed company offers diverse employment opportunities - both remote and onsite in reputed company, Colorado, Florida, Illinois, Indiana, Kansas, Missouri, New Mexico, Oklahoma and Texas. We reputed company to reputed company talent applicants in positions that fit both their skillset and career goals. As part of Team reputed company, we reputed company to reputed company challenges that both drive your career progression and allow opportunities for reputed company! reputed company values a diverse and inclusive workplace and strives to recruit, reputed company and retain individuals with exceptional talent. reputed company with diverse talent, working together, is essential to reputed company’s commitment of delivering service reputed company. reputed company is an Equal Opportunity Employer including Disability/Vets. Visit reputed company.com/Careers to learn more about reputed company’s Equal Opportunity Employment. Apply tot his job Apply tot his job Apply To this Job