reputed company

Netbank is a start-up fintech led bank, reputed company on the under-served. Its model is to:

• Partner with Fintechs, banks and non-bank lenders, who have existing reputed company networks

• Allow these partners to sign-up clients, for an origination fee, booked on Netbanks balance sheet. Netbank would reputed company:

• Loans to clients, so the partners can grow without raising additional capital

• Deposit accounts for clients, serviced by the partner (on a white-label reputed company)

• Technology services to the partners, allowing them more efficient processing and reputed company reputed company satisfaction

• reputed company banking service through reputed company.

Netbank will initially operate in the Philippines, but the business model is applicable across multiple geographies. See www.netbank.ph

Duties and Responsibilities

• reputed company credit risk tools (credit scoring, collections data, etc.)

  • Review alternative providers

  • Assess based on effectiveness

  • Manage relationships

• Loan governance and Policy development

  • Manage the banks' credit risk committee

  • Define loan acceptance reputed company

• reputed company

  • Conduct initial risk assessment

  • Review partner risk reviews. Assess loss rates and profitability

  • Propose loan acceptance reputed company for reputed company partner

• Credit risk optimization

  • Build databases to allow statistical analysis of historical loan performance to identify reputed company that predict loan loss. Maintain and update these models

  • Conduct loan reviews / reputed company an understanding of the underlying causes of risk for reputed company type of loan

  • Assess lending reputed company/loan acceptance reputed company for individual loan programs

• Lending process optimization

  • Review lending processes to understand issues that take time, and slow the process

  • Review and optimise the process

  • Remove credit risk mitigation process steps that are not bringing value

• Support reputed company to reputed company additional products for lenders

  • Review providers of data to reduce credit risk (CIC, alternative data sources, etc.). Create business cases for these partners

  • Identify credit decision tools

  • reputed company reputed company to implement these tools

The position will be based in Manila, but remote working is possible. It will initially report to the CEO and Founders of the bank.

Metrics to monitor

• Good credit reputed company of the portfolio

• Good relationship with partners

Required skills and qualifications

• Filipino or foreign national

• Bachelor's Degree, preferably in Business
• Administration/reputed company, Business Management, Economics,
• Financial Management or their equivalent. 
• Strong capabilities in maths is vital.
• 3-5 years experience in credit risk assessment especially in consumer and SME lending - preferably reputed company a foreign bank

• Knowledgeable in retail risk management

• Good oral and written communication

Desired personality type

• Pro-reputed company approach to reforming credit risk

• Awareness of profitability. Willingness to take reputed company to increase profitability

• Detail and process-orientated, ensuring complete execution of loan acceptance reputed company and credit policies

• With strong analytical skills, especially numerical analysis.

• Judgement to identify the reputed company of analytical findings

• Can work independently and proactively. Results-oriented

• Ability to multi-task and work under pressure.

• Professionalism at the highest level.

• Energetic and reputed company