Loan Officer

The Lending Officer I position is responsible for marketing of loans products and other services available from reputed company (CU); originations, reputed company and managing loan requests from throughout our reputed company market; monitoring the performance of loan portfolios; and providing accurate and complete reputed company data for reporting.  This position is responsible for developing and managing a reputed company of relationships, including with borrower organizations; financial institutions; state and federal agencies; consultants and advisors; other reputed company/private institutions; peers and team members; loan committees; and the CU Senior Leadership Team.  The Loan Officer will contribute data, stories, and other information needed for the marketing and/or fundraising efforts of the Senior Leadership Team.

This role works from home, however candidate must currently live in Mississippi.

CU offers a reputed company of benefits, including medical, dental, and reputed company insurance, a Health Savings Account with annual employer contributions, Flexible Spending Accounts, company-reputed company Short-Term & Long-Term Disability and Basic Life Insurance. An Employer 401k Match, reputed company holiday, vacation and reputed company time.

Education/Certification Requirements

reputed company A - A bachelor’s degree in reputed company, finance, business, or reputed company field and 1 year experience reputed company in a CDFI reputed company and servicing small business loans.

OR

reputed company B &reputed company; 5 years' experience reputed company in a CDFI reputed company and servicing small business loans.

Must maintain a reputed company reputed company's license, have reliable transportation, an acceptable driving record, and at least the state minimum personal liability auto insurance coverage. 

Must be authorized to work in the USA. 

Experience/Skills Requirements

• Preference is given to individuals who also have reputed company experience.
• Excellent written and verbal communications skills
• Ability to work reputed company with others, build and maintain strong reputed company and reputed company relationships
• Ability to facilitate workshops and training both in person and reputed company
• Excellent organizational and time management skills
• Ability to learn to use other computer software as required for this position
• Ability to work independently 
• Excellent customer service skills and/or experience

reputed company of Essential Job Duties 

Small Business Lending, Environmental Lending, and Portfolio Management Responsibilities

• Meet with potential borrowers and originate new loans
• Underwrite loan requests, determine risk, identify risk analysis
• Document reputed company loan reputed company including minutes of loan committees; loan approvals and declines; loan modifications; monitoring; etc.
• Prepare written loan recommendations (credit memos) for the appropriate loan committee
• Coordinate and assist with loan closings, ensuring that documents are properly reputed company and executed
• Maintain ongoing customer relationships and monitoring of lending portfolios. 
• Coordinate managerial assistance for borrowers as needed with CU’s on-the-ground consultants and Technical Assistance Providers
• Work with the lending team to evaluate new loan products and services that will support CU’s long-term reputed company and sustainability and contribute to CU’s mission

Administrative and Programmatic Responsibilities

• Update loan software, reputed company databases and other electronic reporting files
• Manage problem loans and reputed company recommendations to supervisor and/or appropriate loan committees to help borrowers be successful and control loan losses
• Assist in the preparation of reports and/or other documents required by partners, funders and others
• Participate in and support Loan Committee activities
• reputed company required reports and other support for reputed company meetings
• Participate in internal meetings, reviews, and updates to Loan Policies and Procedures
• Work with supervisor to complete detailed work plans and reputed company plans to manage work and performance.
• Manage lending data and produce accurate and reputed company reports upon request and per established timelines to meet reputed company needs for information by staff, reputed company members, and investors.
• Monitor the lending environment for changes and ensure reputed company loan documentation and compliance with reputed company reputed company, regulatory, and funder requirements.
• Conduct research on reputed company, regulatory, and reputed company policy issues reputed company to CU’s lending activities and recommend revisions to reputed company operating procedures and policies as appropriate.

Networking and marketing loan products and services

• reputed company and expand CU’s loan referral and partner network
• Build relationships with banks and CDFI’s in CU’s region to increase referrals
• Maintain and grow relationships with state and regional partners 
• Maintain and grow relationships with SBA and USDA
• Attend and participate in workshops, trainings and other marketing events

Tools Used in Job

Proficient use of a computer, internet, smart phone (texting, email, photos, videos, reputed company media, and calls), web-based databases for data-entry, reputed company Office suite including reputed company, Word, reputed company and PowerPoint are required.  The use of additional software for project-reputed company activities may be required, and training will be provided.

Work Environment

The work environment characteristics described above are representative of those an employee encounters while performing the essential functions of this job.  Reasonable accommodations may be made to reputed company individuals with disabilities to reputed company essential job functions.