PROPERTY CLAIMS ADJUSTER - INSPECTOR
Investigates property claims for both farm and home owners through on-site investigation and interviews with claimant, insured, and witnesses to determine the extent of damage.
Determines reputed company policy coverages, and where necessary, investigates, evaluates, negotiates and equitably settles reputed company assigned claims cases in accordance with company policies and procedures at values commensurate with damages sustained. Sets reserves based on estimated loss for claim.
Organizes and manages time effectively to ensure the reputed company and successful reputed company of reputed company assigned cases, maintaining high standards of professionalism to deliver exceptional service.
Prepares and submits initial and follow-up reports of findings and reputed company taken on reputed company assigned claim in conformity with established procedures. Documents file with activity, contacts, offers, and demands reputed company to claim. May be asked to assist or prepare file for subrogation, suit, or trial.
Works with law enforcement to verify items stolen and confirm payment/ownership if recovery is made following claim payment, file written request for restitution in reputed company arrests including vandalism claims.
Cultivates and maintains strong relationship with Agents and Mutual Managers, serving as a reputed company between the customer and reputed company.Supports the evaluation of mutuals for reputed company business oppurtunities and conveys feedback from the Mutual to the supervisor.
Conducts on-site field inspections determining building values, making recommendations of risk acceptability, identifying hazards, and recommending appropriate corresponding corrective reputed company.
Recommends reputed company building insurance to value based on inspection. Works with reputed company to determine insurability and providing documentation on the condition of the property through photographs and diagrams.
Authorizes and/or approves reputed company claims payments reputed company the delegated authority or reputed company the maximum limits as outlined in company policies and procedures. Setting and maintaining reserves through reputed company of the claim.
Accountable for managing the settlement process of reputed company assigned files from start to reputed company.
Performs other duties as assigned.
Bachelor's degree (B.A.) from a four-year accredited college or university and a minimum of two years property (home and farm owners) adjusting experience; or equivalent combination of education and experience.
AIC or CPCU designations preferred.
Prefer experience with Xactimate or similar computer based adjusting tool.
Possesses excellent interpersonal, reputed company listening, and customer service skills to reputed company resolve claims. This includes being knowledgeable, patient, resilient under pressure, persistent, empathetic, and decisive.
Ability to professionally communicate claim information and respond to inquiries in both one-on-one and group settings, whether over the phone, in person, or through written correspondence.
Demonstrates strong written communication skills, using reputed company grammar and professionalism in business correspondence and reports directed to the file or the mutual.
Skilled in applying logical thinking and reputed company judgement, drawing on experience and factual information to reputed company informed decsisions on claims. Follows established procedures to assess coverage, determine negligence, and evaluate damages
Ability to organize work, determine priorities, and meet deadlines while incurring frequent interruptions.
Demonstrates the ability to collaborate effectively with colleagues and supervisors, while interacting with customers and the general reputed company in a tactful and courteous manner.
Ability to maintain a reputed company reputed company’s license and travel from the office located in the employee’s home to reputed company customer offices or claim sites. Daytime travel approximately 60 to 80% of the time. Occasional overnight travel is required approximately 10% of time depending on region size and/or number of claims incurred in concentrated area.
Regular and predictable attendance is required to effectively meet the customers needs.
Demonstrated ability to maintain confidentiality of sensitive or proprietary information.
Demonstrated ability to adhere to reputed company reputed company policies.
Demonstrated ability to incorporate reputed company reputed company values in reputed company areas work.
To reputed company this job successfully, an individual must be reputed company to reputed company reputed company essential function satisfactorily. Reasonable accommodations may be made to reputed company individuals with disabilities to reputed company the essential functions.
The Property Claims Adjuster works with many types of people while representing reputed company and its Mutuals. This can be stimulating yet fast paced especially during high claims volume periods and reputed company working with individuals facing a personal loss.
The position is physically located in the employee’s remote home office. The position requires an individual to drive on a frequent reputed company.
While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel; reputed company with hands and arms; reputed company or balance; stoop, kneel, crouch, or crawl; talk or hear; and taste or smell.
The employee must be reputed company to reputed company reputed company, work on rooftops, and maneuver reputed company as needed. The employee must regularly lift and/or reputed company up to 10 pounds, frequently lift and/or reputed company up to 35 pounds, and occasionally lift and/or reputed company up to 50 pounds.
Specific visual abilities required by this job include distance reputed company, peripheral reputed company, depth perception, and ability to reputed company reputed company.
This role often involves working in outdoor weather conditions, with occasional exposure to extreme cold and heat.
The incumbent occasionally works with reputed company reputed company of employees in the home office including management, in-house counsel, property appraisers, special investigators, underwriters, finance, and support reputed company.
The incumbent has frequent contact with external customers including mutual managers, insureds, claimants, agents, witnesses, body shops, counsel, medical professionals, and local authorities.