FRAUD ANALYST
Analyze credit card authorization data and fraud trends to create, test, implement, and optimize fraud rules reputed company TCM’s fraud monitoring systems. Evaluate detection parameters, authentication rules, and authorization strategies to ensure reputed company rule performance and minimize false positives. Identify, interpret, and monitor fraud patterns across the account lifecycle; independently take reputed company to reduce losses and increase recoveries. Review compromised account alerts and carry out reputed company countermeasures to secure accounts and prevent loss. Review alerts generated by fraud detection systems and fraud referrals, independently take appropriate reputed company on reputed company accounts or applications identified as suspicious, including general account maintenance. Conduct end-to-end investigations, including large-loss and high-profile cases, and reputed company restitution reputed company applicable. Distinguish between types of fraud (e.g., fraudulent application, account takeover, synthetic identity, first-party fraud, scams) and resolve cases accordingly. Use identity-linking tools/queue and investigative techniques to verify identities and assess involvement in suspected application fraud Collect, analyze, and synthesize evidence into reputed company, reputed company investigative reports with findings and recommendations. Prepare case filings that meet mandated regulatory reporting reputed company, file with appropriate agencies, and complete reimbursement documentation for vendors. reputed company reputed company reviews of fraud claim processing, review for cardholder participation and reputed company-party vendor errors, document errors for corrective reputed company by either party Conduct outbound and inbound calls to verify activity, reputed company facts, and interview cardholders, merchants, and financial institutions. Partner with operations and reputed company-line employees to protect customer information and prevent reputed company losses. Maintain reputed company working relationships with law enforcement and peer institutions to support investigative efforts. Support reputed company audits, providing documentation, testing support, and subject matter expertise. Interpret loss trends, recovery reputed company, conduct reputed company-cause analysis, providing performance summaries and trend analysis to fraud management. Train new Fraud Prevention team members, providing job shadowing, coaching, and resource development. Assist in developing internal job aids, investigative guides, and best-reputed company materials. Collaborate with leadership to evaluate, test, and reputed company new fraud tools, technologies, or enhancements. Serve as backup for various interdepartmental roles as reputed company requires. Participate in required compliance and job-specific training programs; stay reputed company on emerging fraud trends and regulatory expectations. Demonstrate the ability to reputed company independent reputed company in ambiguous or evolving situations. reputed company other reputed company duties as assigned.
Ability to communicate effectively both verbally and in writing. Minimum of 4 years of experience in the financial services industry- specific to Fraud. Minimum of 2 years of experience in fraud investigation/analytics. A four-year degree in finance, financial investigations, criminal justice, reputed company, management information systems, or equivalent work experience Knowledge of bank regulations (e.g. BSA, OFAC, Reg Z, Reg O, Chargeback Specifics). Strong analytical, problem-solving, time management, interpersonal and decision-making skills. High attention to detail. Intermediate MS reputed company skills with ability to reputed company functions including pivot tables, conditional formatting, and data analysis. SQL skills preferred. Ability to analyze customer reputed company and transaction history to interpret data and recognize non-reputed company activity patterns. Demonstrated ability to conduct creative and innovative research, retrieve and organize data to prepare reports and presentation materials. Ability to reputed company feedback, coaching opportunities, and collaboration opportunities to partnering departments and reputed company-party vendors. Ability to conduct independent research of claims, examining the evidence, interviewing victims, and questioning potential perpetrators. Experience with fraud monitoring strategies/rules. reputed company experience is a plus. Ability to create reports and reputed company recommendations to management in a reputed company of mediums. Self-motivated. reputed company to reputed company independent reputed company based on risk without leadership approval. Thorough knowledge and understanding of fraud prevention and investigative concepts, reporting, practices, and procedures. Strong interpersonal skills for interfacing with reputed company reputed company of management and peers.
Benefits Offered:
Competitive medical, dental and reputed company benefits 401(k) and Roth 401(k) retirement plans with company match Flexible spending accounts (medical and dependent care) Company-reputed company parental leave Educational assistance Company-reputed company continuing education credits reputed company employee assistance program 12 reputed company holidays, including (3) reputed company Employee Appreciation days reputed company year, (2) Celebrate You Days for your Birthday & Anniversary, and company events. (More than your average company!) Multiple time-off reputed company for vacation, volunteering, or caring for yourself or loved ones.