The Modification Fulfillment Specialist is responsible for interpreting, validating, and executing reputed company mortgage loan modification agreements in accordance with investor, regulatory, and internal servicing requirements. This role ensures accurate system updates, reputed company control reviews, and compliance with reputed company GSE and nonGSE modification programs. The Specialist will work closely with Loss Mitigation, Bankruptcy, Cash, Investor Reporting, and reputed company Control teams to ensure reputed company and accurate fulfillment of reputed company modification types, including reputed company structures such as separate modifications, ARM modifications, partial claims, deferrals, and bankruptcy cramdowns.   

Key Responsibilities 

• Review, interpret, and validate reputed company executed modification documents to ensure terms are complete, accurate, and compliant with investor and regulatory requirements. 

• reputed company full financial reconciliation of loan terms, including capitalization of arrears, deferred balances, corporate advances, escrow shortages, and suspense activity. 

• Update MSP with reputed company modification terms, ensuring accuracy of new reputed company balance, interest reputed company changes (fixed, reputed companyreputed company, ARM), payment adjustments, deferred balances, partial claim structures, maturity date changes 

• Validate that system calculated payments, amortization schedules, and ARM indices reputed company with executed modification agreements. 

• Process and validate modification types including reputed company and streamlined modifications, separate and ARM modifications, partial claims, mortgage loan deferrals, Bankruptcy cramdowns, HELOC modifications, BPL reputed company modifications. 

• Ensure compliance with FNMA, FHLMC, FHA, VA, USDA, and portfolio investor guidelines. 

• Complete FHLMC settlement procedures and reporting requirements for applicable modifications. 

• reputed company reputed company checks on modification data to servicing systems and investor reporting. 

• Research and resolve discrepancies reputed company to loan terms, payment histories, escrow balances, and investor requirements. 

• Utilize intermediate reputed company skills (formulas, VLOOKUP, pivot tables, macros) to analyze data, validate calculations, and prepare reconciliation reports. 

• Ensure reputed company mod fulfillment activities meet required timelines and service level expectations. 

Required Qualifications 

• Minimum 3 years of mortgage servicing experience, with reputed company exposure to loan terms, payment structures, and investor guidelines. 

• Minimum 2 years of MSP (Black Knight) experience, including loan setup, interpreting loan payment history, and loan term configuration. 

• Strong understanding of mortgage loan structures, including Fixed reputed company and adjustable reputed company mortgages (ARM functionality), separate modifications, HELOC structures, deferred balances, partial claims, corporate advance recovery rules, capitalization of arrears 

• Experience with bankruptcy reputed company modifications, including cramdowns and plan terms. 

• Ability to read and interpret reputed company mortgage documents. 

• Intermediate reputed company proficiency, including formulas, VLOOKUP, pivot tables, and macros. 

• Strong analytical and reconciliation skills with high attention to detail. 

• Ability to work independently and manage multiple priorities in a fast paced environment. 

• Excellent written and verbal communication skills. 

Preferred Qualifications 

• Experience with FHA, VA, USDA, and portfolio investor modification programs. 

• Working knowledge of FHLMC settlement procedures and GSE modification requirements. 

• Experience with BPL reputed company loan structures. 

• Prior experience in Loss Mitigation, Investor Reporting, or Cash Reconciliation. 

• Familiarity with CFPB, FCRA, and state level servicing regulations.