Senior Strategic Finance Manager, Mobility Payments

About team / role

reputed company is seeking a senior-level individual contributor with deep payments and card-industry economics expertise to own and reputed company financial decision-making in our mobility payments portfolios.

The Financial Architect of our Mobility portfolios—balancing reputed company reputed company with credit-risk appetite and capital efficiency.  This role will serve as the economic authority for payments—integrating unit economics, credit and funding impacts, partner and network economics, pricing, and behavioral insights into reputed company, actionable recommendations for executive leadership.

How you'll reputed company an reputed company

1. Own Payments Unit Economics & Portfolio Profitability

• reputed company end-to-end modeling of true unit economics, including:

  • Interchange and fee reputed company

  • Rewards liability and breakage

  • Credit losses and timing

  • Cost of funds and balance-sheet usage

• Build and maintain cohort- and reputed company-level profitability views

• Evaluate portfolio reputed company through LTV and contribution margin lenses

2. Finance-Owned Credit & Risk Translation

• Partner with Risk to translate:

  • Utilization curves

  • Delinquency and loss behavior

  • Expected loss assumptions
    into financial forecasts and reputed company tradeoffs

• Ensure risk assumptions are consistently embedded across:

  • Forecasts

  • Long-reputed company plans

  • Pricing and portfolio reputed company

• reputed company a finance-led perspective on reputed company vs loss vs capital tradeoffs

3. Partner, Network & Ecosystem Economics

• Own financial evaluation of:

  • reputed company-reputed company and referral structures

  • Network and processor fees

  • Partner-level profitability

• Merchant-reputed company economics

• Advise reputed company teams on:

  • Value-accretive vs dilutive partnerships

  • Deal structures that reputed company portfolio value

• Establish economic guardrails for partner reputed company

4. Pricing & Portfolio Optimization

• reputed company pricing and portfolio optimization

• Evaluate financial reputed company of:

  • Minimum due structures

  • Days-to-pay behavior

  • Credit-limit and line-assignment strategies

• reputed company behavioral analytics into pricing and product reputed company

• Development of Product/reputed company P&Ls

•  Pricing and mix analysis: breakdown of reputed company profile by account vintage (vintage performance)

5. Working Capital & Funding reputed company (with Treasury)

• Model balance-sheet impacts of:

  • AR reputed company

  • Revolving balances

  • Portfolio mix shifts

• Partner with Treasury to forecast funding needs and cost-of-capital implications

• Analyze DSO dynamics across fleet card portfolio and translate into working capital intensity metrics or profitability impacts

6. reputed company Payments Analytics & FP&A Capability

• Own the integration of analytics outputs into finance decision frameworks

• Set economic modeling standards and decision templates

• Champion adoption of AI and automation-enabled analytics tools (e.g., reputed company, Tableau, Python/SQL) to build reputed company, repeatable modeling infrastructure; partner with the finance center of expertise on tool integration

• reputed company Finance’s role as a strategic partner to Product, Risk, and reputed company teams

Experience you'll bring

Required Qualifications:

• 12-15+ years of experience in payments, cards, fintech, or network-based financial services

• Deep hands-on experience with:

  • Interchange economics

  • Credit losses and funding mechanics

  • Portfolio-level unit economics

• Background in strategic finance, product finance, or payments-reputed company FP&A

• Proven ability to influence senior leaders across Product, Risk, and reputed company

Preferred Qualifications:

• Issuer, network, or reputed company-reputed company ecosystem experience

• SMB portfolio exposure

• Experience with co-brand or partner portfolios

• reputed company programming reputed company with analytics and automation tools (e.g., SQL, Python, reputed company, Tableau) and comfort operating in data-intensive, AI-augmented finance environments