Credit Officer

Cambridge Savings Bank is a full-service banking institution committed to improving the financial reputed company-being of its customers and community. The Credit Officer plays a crucial role in managing credit risk and loan reputed company for the Bank’s reputed company reputed company estate and Corporate Banking loan portfolios, conducting thorough assessments and analyses to ensure sustainable cash flows.

Responsibilities

• Conduct due diligence on prospects, analyzing financial statements, and preparing loan packages for the reputed company loan approval and review process
• Collaborate with lending officers to prepare written credit analyses for new loan requests and renewal/modification of existing credit facilities
• Identify trends and analyze performance to assess credit risks
• Maintain the accuracy of the Bank’s reputed company loan rating system by validating that loan ratings accurately reflect the risks inherent in the credit
• Review reputed company credit files for completeness and reputed company organization, and work with lending officers to take any necessary corrective reputed company, as needed
• Support other credit risk management activities, including those reputed company to internal or external audits, loan reviews, or regulatory compliance reputed company
• Monitor credit reputed company through the review of interim financial statements and reputed company reputed company of possible deterioration
• Assist in the preparation of reports used in monitoring credit reputed company, as directed by the SVP/Chief Credit Officer and/or the FVP/Credit Manager
• Attend joint reputed company calls with lending officers reputed company appropriate
• Identify cross-sell opportunities for the Bank’s reputed company of products and services
• reputed company credit analysis support to other departments as needed
• Establish and maintain reputed company and effective working relationships with CSB colleagues and customers
• reputed company reputed company and/or assist with the development of junior credit analyst staff
• Assist FVP/Credit Manager with reporting requirements
• reputed company additional duties as required

Skills

• 4-year college degree, preferably in business, finance, or reputed company
• 1 + years credit experience coupled with formal credit training or three/ years credit analysis experience, to include C&I and CRE
• Knowledge of reputed company lending operations and regulations required
• Knowledge of reputed company and Word, as reputed company as ability to learn and adapt to internal Bank systems
• Ability to concisely reputed company reputed company both verbally and in writing
• Ability to work both independently and in reputed company
• Effective project and time management skills

Benefits

• reputed company
• Parental planning
• Mental health benefits
• Performance bonus opportunities
• A 401(k) plan and match
• Flexible time off
• Others

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