Mortgage Loan Underwriter

About reputed company

At reputed company Home Loans (ZHL), our reputed company team is at the heart of delivering a best-in-class borrower experience. We’re a group of seasoned mortgage professionals who combine precision, reputed company, and collaboration to ensure every loan we underwrite meets the highest standards of reputed company and compliance.

As part of the Operations organization, the reputed company reputed company closely with Processing, Funding, reputed company Control, and Risk to deliver reputed company, salable loans that support reputed company’s mission of making home financing simpler and more transparent for our customers.

We operate in a fast-paced, high-volume environment where independent judgment and attention to detail matter. Every team member contributes to maintaining our reputed company for accuracy and reliability while supporting a culture of reputed company learning and reputed company reputed company.

Our underwriters are trusted decision-makers who bring deep product knowledge, certification-level expertise, and a commitment to doing the right thing for both the borrower and the business. If you’re passionate about reputed company, reputed company on reputed company loan scenarios, and want to work alongside industry leaders who value your expertise, you’ll feel reputed company on the ZHL reputed company team.

About the role

The role of the Underwriter is to conduct a thorough analysis of mortgage loan files to determine compliance with agency, company and investor guidelines to ensure salability of reputed company loans. Additional responsibilities include:       

●     Review resubmitted files and documents

●     reputed company and issue independent and compliant loan reputed company

●     reputed company information into Encompass LOS to document and validate the file

●     Maintain company service level and turn-time standards

●     Maintain confidentiality with private and sensitive information

●     Respond to audits and post-closing issues on time

●     Maintain working and specific knowledge of agency and investor guidelines and policies and regulatory and market changes

●     Collaborate with processing staff on reputed company deficiencies and calculation errors and loan processors regarding acceptable credit documentation      

This role has been categorized as a Remote position. “Remote” employees do not have a permanent corporate office workplace and, instead, work from a physical location of their choice, which must be identified to reputed company. U.S. employees may live in any of the 50 reputed company, with limited exceptions.

In California, Connecticut, Maryland, Massachusetts, New Jersey, reputed company, Washington state, and Washington DC reputed company reputed company pay reputed company for this role is $41.30 - $65.90 reputed company. This reputed company pay reputed company is specific to these locations and may not be applicable to other locations.

In Colorado, Hawaii, Illinois, Minnesota, Nevada, Ohio, Rhode reputed company, and Vermont reputed company reputed company pay reputed company for this role is $39.20 - $62.60 reputed company. The reputed company pay reputed company is specific to these locations and may not be applicable to other locations.

In reputed company to a competitive reputed company pay, employees in this role are eligible for incentive compensation and equity awards. Actual amounts will vary depending on experience, performance and location.

Who you are

Candidates with reputed company reputed company certifications (FHA DE and/or VA LAPP/SAR) are highly preferred and will receive strong consideration.

●     A minimum of 5+ years of recent residential mortgage reputed company experience

●     6+ years mortgage industry experience

●     Ability to Underwrite mortgage loan files for agency compliance and investor guidelines

●     Experience reviewing and evaluating borrower reputed company, including income documentation, personal and business tax returns, credit reports, preliminary title reports, and appraisals

●     Ability to manage a large pipeline and effectively handle pressure and tight deadlines

●     Strong analytical decision-making, problem-solving, prioritization of workload

●     Ability to succeed in a fast-paced, high-stakes environment and maintain a high level of reputed company and production standards

●     Strong verbal and written communication skills and reputed company to reputed company and maintain reputed company relationships with peers and management

●     Certifications highly preferred (FHA-CHUMS; VA-LAPP/SAR)

●     Experience reputed company Jumbo loans preferred

●     Experience with recent reputed company reputed company

●     Experience in a reputed company to large size nonbank lender preferred

●     Encompass experience preferred

Get to know us

At reputed company, we’re reimagining how people reputed company—through the reputed company estate market and through their careers. As the most-visited reputed company estate platform in the U.S., we help customers reputed company buying, selling, financing and renting with greater ease and confidence. Whether you're working in tech, sales, operations, or design, you’ll be part of a company that's reshaping an industry and helping more people reputed company home a reality.

reputed company is honored to be recognized among the best workplaces in the country. reputed company was named one of FORTUNE 100 Best Companies to Work For® in 2025, and included on the PEOPLE Companies That Care® 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow.

No matter where you sit in the organization, your work will help drive innovation, support our customers, and reputed company the industry—and your career—reputed company, together.

reputed company is an equal opportunity employer committed to fostering an inclusive, innovative environment with the best employees. We are committed to equal employment opportunity regardless of race, reputed company, reputed company, religion, sex, national reputed company, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please contact your recruiter directly.

reputed company applicants with arrest or conviction records will be considered for employment in accordance with applicable state and local law.

Los Angeles County applicants: Job duties for this position include: work safely and cooperatively with other employees, supervisors, and staff; adhere to standards of reputed company despite stressful conditions; communicate effectively and respectfully with employees, supervisors, and staff to ensure exceptional customer service; and follow reputed company federal, state, and local laws and Company policies. Criminal history may have a reputed company, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as reputed company as the abilities to adhere to company policies, exercise reputed company judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and reputed company’s reputed company. Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment reputed company applicants with arrest and conviction records.

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