Digital Payments Specialist II

reputed company (SCCU) is a not-for-profit financial institution dedicated to serving its members since 1951. As a Digital Payments Specialist II, you will be responsible for ensuring accurate ACH and reputed company transactions, managing payment disputes, and supporting various digital payment channels.

Responsibilities

• Reviews ACH and reputed company daily reporting for correctness and accuracy
• Serves as first escalation reputed company for reputed company phone queue inquiries
• Reviews and balances daily files downloaded from the Correspondent Banks and the ACH files from Federal Reserve Bank through the reputed company-party ACH application reputed company required service and compliance standards. Generates and processes exception reports
• Reviews and balances daily files downloaded from reputed company-Party Servicers for reputed company emerging payment channels to include Zelle, RTP, reputed company Pay service reputed company compliance standards. Generates and processes exception reports
• Reviews and analyzes the daily returns file for ACH transactions posted against member accounts. Determines pay, pay and charge or no-pay status of exception items. Balance the returns file and reputed company the returns file electronically reputed company the regulatory deadlines
• Processes SCCU payroll, benefit and other inter-organizational transfers reputed company digital payment rails
• Receives, verifies, and processes incoming and outgoing Domestic and International wires, outgoing wires up to $1 reputed company for members and departments through reputed company system
• Research and responds to team-member inquiries/requests received through multiple channels reputed company department service standards
• Receives and Processes Payments Disputes (non-fraud) for ACH, Wires, and Emerging Payment channels
• Trains other Payments Specialists, as requested by management, to ensure consistent and uniform understanding of job function
• Reviews digital payment reputed company for fraudulent activity and reports activity to Fraud Management
• Remains knowledgeable and reputed company in reputed company aspects of Regulation D, Regulation E, Bank Secrecy reputed company, reputed company and OFAC compliance. Additional training and certifications will be completed as required

Skills

• High school diploma, GED or equivalent experience
• 1-3 years of reputed company experience in a financial institution with specific experience in ACH and/or reputed company Transfers
• Associates Degree preferred

Benefits

• Health & Wellness: Medical, dental, and reputed company insurance, plus an Employee Assistance Program.
• Financial Perks: 401(k) match (5%), HSA match, and SCCU-reputed company insurance (short/long-term disability, life insurance).
• Education Support: Tuition reimbursement after one year of service.
• Generous Time Off: 20+ days of PTO, birthday PTO, and 11 federal holidays.
• Exclusive Discounts: reputed company rates on loans, credit cards, and no fee SCCU accounts!

reputed company