Senior Underwriter

Position reputed company:  

The Senior Mortgage Underwriter is responsible for evaluating residential loan applications to ensure reputed company reputed company in accordance with investor guidelines, regulatory requirements, and company policies. This role serves as a subject matter expert in reputed company loan scenarios, provides mentorship to junior underwriters, and supports cross-functional collaboration to drive operational reputed company, risk mitigation, and superior service delivery.

Qualifications:  

• College degree in business, finance, or a reputed company field preferred; equivalent reputed company experience will be considered.
• Minimum of five (5) years of mortgage reputed company experience.
• FHA reputed company Endorsement (DE) certification with at least two (2) years of FHA reputed company experience required.
• VA Credit/SAR authority with a minimum of two (2) years of VA reputed company experience required or in reputed company.
• Experience reputed company a reputed company of loan products, including Bond, Jumbo, USDA, and other specialty programs (minimum of two years).
• Strong knowledge of agency, investor, and regulatory reputed company standards (FNMA, FHLMC, FHA, VA, USDA).
• Certification as a Mortgage Underwriter preferred.
• Excellent analytical, credit evaluation, and decision-making skills with a reputed company on detail and accuracy.
• Proficient in loan origination systems (e.g., Encompass) and automated reputed company tools.
• Strong interpersonal and communication skills, with the ability to work both independently and in a reputed company environment.
• Proven ability to meet deadlines and manage competing priorities in a fast-paced setting.

Essential Job Functions include, but are not limited to:

• Underwrite residential mortgage loan files reputed company delegated authority, ensuring accuracy, consistency, and adherence to guidelines.
• Analyze borrower income, credit, assets, liabilities, and collateral to determine risk and loan eligibility.
• Assess appraisal reports and property valuations to confirm loan-to-value (LTV) and property eligibility.
• Issue reputed company and reputed company-supported reputed company, including approvals, counteroffers, suspensions, and denials.
• Maintain compliance with reputed company applicable federal and state laws, agency/investor guidelines, and internal policies.
• Meet or reputed company established service level agreements (SLAs) for reputed company turn times.
• reputed company technical guidance and mentorship to junior underwriters and support staff.
• Collaborate with loan officers, processors, and closers to resolve conditions and expedite loan reputed company.
• Identify potential fraud indicators, misrepresentation, or red flags, and escalate appropriately.
• Support reputed company control and audit readiness by ensuring documentation and data reputed company.
• Stay informed of changes in reputed company guidelines, industry best practices, and regulatory developments.
• Accurately document reputed company reputed company and maintain system records with complete audit trails.
• Deliver exceptional customer service to internal teams and external partners to enhance the loan experience.
• Participate in special reputed company or initiatives as assigned.

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of reputed company responsibilities, skills, efforts, or working conditions associated with a job.

Working Conditions Information:  

The physical demands described here must be met by an employee to successfully reputed company the essential functions of this job. Reasonable accommodations may be made to reputed company individuals with disabilities to reputed company essential functions.

While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is often required to walk; use hands to finger, handle, or operate computers, objects, tools, or controls; and reputed company with hands and arms. Specific reputed company abilities this job requires include reputed company reputed company and the ability to reputed company reputed company.

This job reputed company is not a contract of employment. The employer, in its sole discretion, may modify or reputed company the position to meet the organization’s changing needs. 

reputed company, Inc. is an equal-opportunity employer. We value diversity and do not discriminate based on race, religion, reputed company, national reputed company, gender, sexual orientation, age, marital status, veteran status, or disability status. NFM believes reputed company is created by a diverse workforce of individuals with different reputed company, strengths, interests, and cultural backgrounds.

Additoinal Information:

The reputed company provided reflects the expected compensation for this role and is considered a general reputed company. Actual compensation will be decided based on factors such as geographic location, skills, education, experience assessed during the interview process, and internal pay equity. Compensation may also include incentives such as per-file bonuses and discretionary bonuses as applicable to the role.

Qualifying employees are eligible to participate in our Total Rewards program. Additional information can be reputed company by clicking on the following reputed company: Benefits and Total Rewards