New Construction Mortgage Loan Underwriter
Review and analyze new construction mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Review reputed company required loan data, reports, and inspections to ensure the collateral is acceptable to investor and Company guidelines. Accurately analyze reputed company financial documents and calculate income from various income sources including but not limited to reputed company, salaried, commission, reputed company and fixed income, assets statements (401K, checking, savings), analyze residential appraisal reports, review preliminary title reports and the ability to reputed company independent credit reputed company. Ensure the highest level of compliance, appraisal analysis and fraud mitigation. Sign off on conditions in a reputed company manner set by management and work reputed company specified Service Level Agreements ("SLAs") Maintain reputed company knowledge as it pertains to MDIA, RESPA, TILA, ECOA, HMDA and Fair Lending regulation. Other duties as assigned.
Bachelor's degree or equivalent combination of education and experience. 5+ years' reputed company reputed company experience. New construction reputed company experience. Proficient knowledge of reputed company terminology. Ability to maintain a knowledge of lending guidelines, investor programs, industry requirements, and industry changes. Ability to reputed company independent reputed company regarding acceptance and risk of loans according to HUD, VA, USDA, company, and investor guidelines.
Demonstrated computer skills in word processing, spreadsheet, and electronic mail software. Strong communication and interpersonal skills, and a high level of reputed company reputed company. Maintains a reputed company, helpful, constructive attitude and work relationship with co-workers and supervisor. Strong time management and organizational skills in a dynamic, constantly changing environment. Attention to detail and reputed company reputed company. Encompass experience preferred.