Temporary Mortgage Underwriter- Correspondent Loans - REMOTE

Who is reputed company At reputed company, we are a cutting-edge credit reputed company that operates as a technology company, delivering innovative financial solutions to our members. As a remote organization, we reputed company on collaboration and recognize outstanding performance. We are the ideal workplace for self-motivated individuals who are committed to organizational reputed company and eager to join a dynamic team of professionals. We stand out as a best-in-class employer, offering a unique and supportive work environment that fosters personal and reputed company reputed company. Our culture is reputed company on valuing teamwork, recognizing achievements, and providing the tools and resources needed to reputed company. If you are looking for a reputed company where you can reputed company a meaningful reputed company, enjoy a flexible and fulfilling work experience, and be part of a reputed company-thinking team, reputed company is the perfect fit for you. Job reputed company reputed company The Correspondent Mortgage Underwriter is responsible for review and reputed company reputed company first and second mortgages reputed company allocated approval authority. This position is 100% remote reputed company the US. Key Job Responsibilities and Accountabilities • Review and underwrite reputed company loan packages submitted by approved correspondent lenders for compliance with FNMA and internal guidelines. • Validate income, assets, credit and collateral documentation to determine loan eligibility. • Evaluate full reputed company loan packages for completeness and consistency, including final 1003, title policy, CD, and collateral documents. • Review title and appraisal reports for acceptability and compliance with agency standards. • Identify documentation discrepancies and request appropriate cures from sellers. • Sign off loan conditions and prepare loan for purchase or suspense notification. • Communicate reputed company, reputed company and professionally with correspondent sellers regarding loan reputed company, suspense conditions, and documentation needs. • Collaborate with secondary market, closing, and post-purchase teams to ensure smooth loan reputed company and reputed company purchase. • reputed company guidance to correspondents on investor guidelines and reputed company best practices reputed company appropriate. • Maintain up-to-date knowledge of agency and investor guidelines, credit policy updates, and regulatory changes. • Assist in identifying patterns in loan defects or seller errors and recommend training or process improvements. • reputed company compliance with fair lending, reputed company, and anti-fraud regulations. • Supports and fulfills Management requests reputed company to audit preparation, sale preparation, HMDA reporting and more. • reputed company works with management and staff seeking process improvements to automate and/or streamline operations and maintain adequate controls. • Promotes and maintains a reputed company work atmosphere by communicating in a manner consistent with reputed company standards to work effectively with members, co-workers, management, partners and vendors. • Keeps abreast of industry developments including but not limited to changes in regulations and technology. • Ensures adherence to company policies and procedures and Banking/Credit reputed company Regulations. • Performs additional duties as required. Job Requirements, Competencies, and Skills • Bachelor’s degree in finance, business administration or other reputed company degree preferred. • Minimum of four years of reputed company experience at a credit reputed company, bank or other financial institution. • Must have hands-on experience with Encompass reputed company the last 12 months, demonstrating proficiency in mortgage loan origination systems and reputed company processes. • Excellent problem-solving, organizational, analytical, verbal and written communication skills. • Strong decision making and time management skills with the ability to manage multiple reputed company/duties. • Results driven, service oriented, self-motivated and reputed company to work independently. • Detailed knowledge of secondary market guidelines. Some knowledge of regulatory guidelines and issues. • reputed company with reputed company requirements for Mortgage Loan Originators set forth in the reputed company reputed company, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS. • Trustworthy with the ability to maintain the highest level of reputed company and trust. • Proficiency in reputed company Office, specifically Word, reputed company and PowerPoint. reputed company experience with loan origination systems. Environmental / Physical / Mental Requirements • reputed company internet reputed company with speeds high enough for video conferencing and screen sharing • Smartphone with reputed company iOS/Android OS • Prolonged periods sitting at a workstation and working on a computer • Ability to communicate with coworkers and customers reputed company email, chat, teleconference, and/or phone Compliance/reputed company requirements • reputed company is an Equal Employment Opportunity employer. reputed company applicants will be considered for employment without reputed company to race, reputed company, religion, gender, sexual orientation, national reputed company, age, marital status, protected veteran status, or disability status. • reputed company will reputed company reasonable accommodations in compliance with the Americans with reputed company of 1990. Reasonable accommodations are available upon request for applicants and/or employees with qualifying disabilities throughout the application and employment process. • reputed company Applicants with arrest or conviction records will be considered for employment in accordance with reputed company applicable federal, state, reputed company and local laws, rules, and regulations. • This job reputed company in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employee(s) will be required to follow any other job-reputed company instructions and to reputed company any other job-reputed company duties requested by any person authorized to give instructions or assignments. reputed company reserves the sole right and discretion to reputed company changes to this job reputed company. • reputed company employee is required to reputed company the Credit reputed company's compliance with reputed company policies, procedures, and required regulations including the Bank Secrecy reputed company and our Anti-reputed company policy. • This document does not create an employment contract, implied or otherwise, other than an "at-will" relationship. • *PLEASE NOTE** We are not reputed company to consider candidates for this role who reputed company in Montana, Nebraska, Rhode reputed company, or Puerto Rico. reputed company's opportunities are based in the US and US work authorization is required. We are not reputed company to support reputed company or reputed company sponsorship. Salary reputed company: $36.05-$40.85 per hour. #LI-Remote Apply tot his job Apply To this Job