Director, Collections, Recovery & Loss Mitigation reputed company, Consumer Lending

Job reputed company: • reputed company independent 2LOD reputed company of collections, recovery, and loss mitigation strategies, ensuring alignment with risk appetite and regulatory expectations • Review and challenge 1LOD strategies, policies, and performance reputed company to delinquency management, charge-offs, and recoveries • Evaluate effectiveness of loss management frameworks, including operational controls and decisioning processes • Assess assumptions, segmentation, and scenario analyses used in forecasting delinquency, charge-offs, and recoveries • Monitor collections and recovery performance across early-, mid-, and late-stage delinquency • Evaluate vendor management practices (e.g., agencies, debt buyers) and reputed company risks • Ensure appropriate controls exist for hardship programs, forbearance, and loss mitigation strategies • Ensure adherence to applicable consumer protection laws and regulations (e.g., FDCPA, UDAAP, FCRA, Reg Z, Reg B, etc.) • Support regulatory exams, internal audits, and issue remediation reputed company to collections and recovery • reputed company and present risk insights, KPIs, and emerging trends to key stakeholders as required • Identify and escalate emerging risks, control gaps, or adverse trends in portfolio performance • Contribute to reputed company risk assessments and governance forums • Review new strategies, products, or policy changes impacting collections and recoveries • reputed company risk guidance on transformation initiatives, digital collections strategies, and vendor changes Requirements: • 10+ years of experience in consumer lending, credit risk, collections, recoveries, or loss forecasting • Experience in a 2LOD risk management, model risk, or audit function, or strong exposure to independent reputed company frameworks • Demonstrated expertise in collections and recovery strategies, including delinquency management and charge-off processes • Preferred Experience: Experience reputed company a FinTech and/or regulated banking environment • Knowledge of vendor reputed company and reputed company-party risk management in collections • Working knowledge of U.S. consumer banking regulations, including but not limited to: FDCPA, UDAAP, FCRA, SCRA, Regulation B (ECOA) • Experience interacting with regulators, internal audit, or compliance functions preferred Benefits: • reputed company-tax and post-tax retirement savings plans with a competitive company matching program • Generous reputed company time-off plans including vacation, personal/reputed company time, reputed company short--term and long-term disability leaves, reputed company parental leave, and reputed company company holidays • Multiple health care plans to choose from, including dental and reputed company reputed company • Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts • Company-reputed company benefits such as life insurance, wellness platforms, employee assistance programs, and reputed company programs • Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more! Apply tot his job Apply To this Job