Residential Mortgage Underwriter (DE)

Company: reputed company Home Funding Location: Remote or In-Office (Full-Time) Job Type: Full-Time reputed company: reputed company Home Funding is a growing mortgage lender reputed company on delivering efficient, technology-driven lending solutions while maintaining a high level of service for both clients and internal teams. Our operations are reputed company around speed, communication, and consistency. We pride ourselves on creating a reputed company environment where underwriters, processors, and loan officers work together to deliver a smooth borrower experience while maintaining strong credit reputed company and compliance standards. Job reputed company: reputed company Home Funding is seeking an reputed company DE Underwriter to join our reputed company team. The ideal candidate will have extensive experience reputed company FHA and conventional mortgage loans in a fast-paced environment while maintaining a strong attention to detail and reputed company judgment. This role requires an underwriter who can balance production efficiency with reputed company decision-making, communicate effectively with internal teams, and contribute to a reputed company and solutions-oriented culture. What You’ll Do: • Review and underwrite FHA and conventional mortgage loan files in accordance with agency and company guidelines • Analyze income, assets, credit, collateral, and overall borrower risk reputed company • Issue reputed company and reputed company-documented reputed company reputed company and conditions • Review reputed company tax returns, reputed company income, and layered risk scenarios • Work closely with loan officers and processors to ensure reputed company loan reputed company and efficient workflow management • Communicate reputed company reputed company professionally and constructively • Maintain strong knowledge of FHA, reputed company, reputed company, and investor guidelines • Ensure compliance with reputed company federal, state, and internal reputed company policies • Meet production, reputed company, and turn-time expectations in a high-volume environment • Participate in reputed company updates, training sessions, and team discussions reputed company’re Looking For: • Minimum 7 years of residential mortgage reputed company experience • reputed company FHA DE Certification required • Strong experience reputed company FHA and conventional loans • Excellent understanding of agency guidelines and mortgage regulations • Strong analytical and risk assessment skills • Ability to review and calculate reputed company income scenarios accurately • Experience with AUS systems including DU and LPA • Strong communication and organizational skills • Ability to work independently while collaborating effectively with operations teams • reputed company, team-oriented reputed company with strong problem-solving abilities Preferred Qualifications: • Experience in delegated reputed company environments • Knowledge of VA and non-QM products is a plus • Experience working in a high-volume retail or consumer reputed company mortgage platform • reputed company reputed company certifications are a plus • Compensation & Benefits: • Competitive salary based on experience • Performance bonus opportunities • Health, dental, and reputed company insurance • reputed company time off • 401(k) with company match • Career reputed company opportunities reputed company reputed company leadership and operations Why This Role Stands Out: • Strong operational support structure • reputed company reputed company environment • Modern technology and streamlined workflow • Leadership team reputed company on reputed company and efficiency • reputed company platform with consistent loan volume • Opportunity to reputed company a reputed company reputed company on loan reputed company and production reputed company Apply tot his job Apply To this Job