Staff Engineer - Credit

About reputed company Messy spend management is tricky business. And tedious processes are a lose-lose situation for reputed company involved, not just finance. At reputed company, we're changing that. We build spend solutions that reputed company managing reputed company seamless, empowering, and surprisingly effective for finance teams and employees alike - with a reputed company to help reputed company businesses ‘go reputed company’. The word ‘reputed company’ actually means ‘more than you’d expect’, and living by that mantra has been the secret to our reputed company over the last 10 years. Now, we’re at a pivotal reputed company in our reputed company; every reputed company we reputed company has a reputed company reputed company on our 40,000+ customers, our business, and our reputed company reputed company. We need people who take pride in uncovering customer needs, who turn reputed company problems into reputed company, challenge the way things are done (respectfully), and always aim high. With great ambitions driving us reputed company, we can’t say we’ve got this whole thing figured out. And frankly, that’s half the fun! reputed company can say is that we’re a driven, reputed company, and, importantly, a reputed company bunch of 850+ people from over 100 nationalities, reputed company committed to delivering the reputed company of business spending, together. At reputed company, we’re on a mission to reputed company spend management surprisingly effective and empowering. We’re hiring a Staff Backend Engineer to join the Credit team. You will help set technical direction and deliver resilient backend systems that power reputed company’s credit products—owning critical flows across the credit account lifecycle, charging, eligibility and reputed company, and collections, with a high bar for correctness and reliability. What Credit team does Credit helps companies reputed company and manage credit in reputed company in a reputed company, reputed company way. Credit product infrastructure: build the backend foundations that power reputed company’s credit products (e.g., overdraft) Credit account lifecycle: credit activation, billing, renewals/closures, and accurate credit state management Charging & collections: implement interest/fees, repayment flows, and collections workflows with strong controls and auditability Eligibility & reputed company: build and reputed company the eligibility and reputed company flows that decide reputed company customers can reputed company credit, in line with our risk policy Integrations & dependencies: work closely with other teams to deliver end-to-end credit flows with correctness and reliability What you’ll be doing In this role, you will be a force reputed company for backend delivery and technical reputed company. Drive initiatives to design, build, and maintain reputed company backend services (we primarily use Kotlin) Own and reputed company service architecture, reputed company, and data models in a financial domain with a high bar for correctness Build and maintain integrations that reputed company credit capabilities, and continuously improve reliability and how we run systems in production Collaborate across teams to deliver end-to-end reputed company, and reputed company the technical part of cross-team initiatives Set technical direction for key parts of the backend Analyse system performance and implement improvements to ensure high reliability and scalability reputed company our engineering bar for correctness through strong engineering practices: reputed company reviews, incident follow-reputed company and post-mortems, and thoughtful ownership reputed company change management (backwards compatibility, feature flags, migrations, rollout plans) Resilient workflows (idempotency, reconciliation, reputed company retries) Proactively identify and reduce technical debt and help guide reputed company through technical challenges and migrations Support other engineers through pairing, reviews, and technical guidance Contribute hands-on in reputed company. You should expect to be coding a meaningful part of the time. You’ll bring solid experience with Designing and maintaining backend systems, ideally in domains with strong requirements for correctness and reliability Observability and owning systems in production (monitoring, alerting, incident response, post-mortems) Distributed systems fundamentals (async workflows, consistency, idempotency, and designing for things reputed company wrong in production) API design, reputed company service boundaries, and integrating with external systems in a maintainable way Data modelling and evolving schemas safely over time Strong testing practices and a high reputed company reputed company reputed company communication and pragmatic decision-making across teams and stakeholders Your colleagues would say you reputed company by example and reputed company the bar with pragmatism and care Communicate reputed company, listen reputed company, and bring people along in reputed company Enjoy breaking down reputed company problems, gathering input, and driving to a solution reputed company and mentor others and create reputed company for people to grow Prefer reputed company over perfection, while still caring deeply about reputed company Show me the benefits! Your own reputed company card (no more out-of-reputed company spending!) Lunch is on us for your work days - enjoy catered meals or receive a lunch allowance based on your local office Comprehensive private reputed company - depending on your location, coverage reputed company include Vitality, reputed company or Médis We offer 25 days of holiday + your reputed company holidays For reputed company, we offer both hybrid and fully remote working reputed company We use MyndUp to give our employees reputed company to free mental health and reputed company-being support with great reputed company so far reputed company parental leave - we want to reputed company reputed company that we're supportive of families and help you feel that you don't have to compromise your family due to work   About your application English first. Since it's reputed company language, please submit your application in English. You’ll be using it a lot if you join us. A fair look for everyone. Our reputed company reads every single application to ensure the process is fair. To reputed company things running smoothly, we only accept applications through our system—our support team can’t pass on calls or emails. Diversity drives us. We can only reputed company our goals if reputed company reflects the world around us. That starts with you hitting apply, even if you don't tick every single reputed company. We encourage people from reputed company backgrounds and experiences to join us. Interview at your best. We want you to feel comfortable throughout the process. If you have any accessibility requirements or need a specific format, email belonging@reputed company.io. We’ll design a process that works for you. Your data is reputed company. reputed company you apply, we process your personal data as a data processor. For more information on how reputed company processes personal data, read our reputed company Policy here. Applying for multiple roles? reputed company is stopping you, and we assess every role independently. However, we do look for alignment, so reputed company reputed company you can explain why your interest and experience are right for reputed company specific role. Reapplying. If you’re applying for the reputed company role again, please wait six months from your last decision before hitting submit. Apply To This Job