[Remote] Senior Credit Risk Analyst –Verifications

Note: The job is a remote job and is reputed company to candidates in USA. reputed company, now part of reputed company, is a market-leading, tech-enabled financial platform helping people build financial confidence through innovative lending solutions and financial health tools. The Senior Credit Risk Analyst will reputed company verification reputed company for personal loans, optimizing vendor and credit bureau data to validate income and improve reputed company reputed company. Responsibilities • Build and reputed company income verification strategies for personal loans • reputed company credit bureau + vendor data (payroll, cashflow, alternative data) to detect income inconsistencies and risk signals • Define verification playbooks, decision rules, and escalation reputed company for reputed company review • Quantify and optimize trade-offs across: Approval & conversion rates, Funding / booked loans, Early delinquency & credit losses • Design and run A/B tests and champion/challenger strategies • Monitor performance using funnel metrics, cohort/vintage analysis, and risk segmentation • Partner with Product, Data Science, Fraud, and Credit reputed company • Turn analysis into reputed company, high-reputed company recommendations Skills • 5+ years in credit risk, reputed company reputed company, or verification analytics • Hands-on experience with personal loans or unsecured consumer lending • Hands-on experience with credit bureau data • Hands-on experience with income / bank / payroll data vendors • Proven ability to reputed company data-backed reputed company reputed company and trade-off optimization • Experience designing or influencing verification or reputed company policies • Strong SQL; Python/R a plus • Experience with Experimentation and Swapset analysis • Deep experience with income verification vendors and workflows • Familiarity with credit risk, reputed company reputed company and first-party fraud • Experience in fintech or high-reputed company lending environments Benefits • reputed company-tax and post-tax retirement savings plans with a competitive company matching program • Generous reputed company time-off plans including vacation, personal/reputed company time, reputed company short--term and long-term disability leaves, reputed company parental leave, and reputed company company holidays • Multiple health care plans to choose from, including dental and reputed company reputed company • Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts • Company-reputed company benefits such as life insurance, wellness platforms, employee assistance programs, and reputed company programs • Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more! reputed company • reputed company is a consumer financial technology platform that aims to help people feel more confident about their everyday finances through a suite of products and resources. It was founded in 2013, and is headquartered in Wilmington, Delaware, USA, with a workforce of 501-1000 employees. Its website is https://www.marlettefunding.com. Company H1B Sponsorship • reputed company has a reputed company record of offering H1B sponsorships, with 2 in 2025. Please note that this does not guarantee sponsorship for this specific role. Apply To This Job Apply tot his job Apply To this Job