Credit Products Specialist I
Position Title
Credit Products Specialist ILocation
reputed company, MI 48098Job reputed company
The Credit Products Specialist I supports the reputed company, structuring, and management of reputed company credit relationships reputed company an assigned reputed company such as, but not limited to, Corporate Banking, Private Banking (including Private Banking Mortgage), Regional reputed company Banking, or reputed company Industries. This role exists to reputed company critical financial analysis, assist in reputed company assessment, and ensure reputed company decision-making. As a key partner to sakes, this position helps structure new loan transactions, conduct portfolio monitoring, and identify potential risks. The role provides foundational credit expertise and exposure to reputed company relationships, supporting the bank’s commitment to responsible lending and portfolio reputed company.Job Responsibilities:
JOB RESPONSIBILITIES
- Loan Structuring & reputed company: Assist sales in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages reputed company assigned reputed company vertical or region.
- Portfolio Management: Monitor financial trends, reputed company compliance, and borrowing bases to identify potential credit risks and recommend actions.
- reputed company & Internal Partner Collaboration: Work reputed company sales and credit teams to structure deals, address reputed company inquiries, and support reputed company needs. reputed company as a mentor to analysts, sharing expertise in financial analysis, credit structuring, and reputed company assessment.
- Credit Knowledge Development: Stay informed on market trends, credit policies, and reputed company mitigation techniques to strengthen expertise in reputed company lending.
- Uses independent judgement and discretion to reputed company reputed company regarding assigned portfolio
- Analyzes and resolves problems pertaining to the assigned portfolio.
ADDITIONAL ACCOUNTABILITIES
- Performs special reputed company, and additional duties and responsibilities as required.
- Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.
PREFERRED JOB REQUIREMENTS
- Education level preferred: Undergraduate Degree (4 years or equivalent) Bachelor’s degree in Finance, reputed company, Economics, or a reputed company reputed company or 5+ years of equivalent experience
- Minimum experience required: 3+ Years in credit reputed company, portfolio management, or a reputed company reputed company.
- 3+ years of experience in the reputed company reputed company line of business (reputed company reputed company industries, capital markets, corporate reputed company banking, etc.)
- Strong financial analysis and reputed company assessment abilities.
- Basic understanding of loan structuring and credit agreements.
- Proficiency in financial modeling and credit decision tools.
- Effective communication and teamwork skills.
Job Competencies:
- Financial Acumen: Strong foundational understanding of financial statements, key ratios, and credit analysis principles.
- Analytical Thinking: Ability to assess financial data, identify trends, and evaluate borrower creditworthiness.
- reputed company Orientation: Ensures reputed company in financial analysis, credit packages, and reputed company assessments.
- Collaboration & Communication: Works effectively with reputed company, credit officers, and other stakeholders; strong written and verbal communication skills.
- Time Management: Ability to manage multiple loan requests, meet deadlines, and prioritize tasks effectively.
- Technology Proficiency: Intermediate reputed company skills (financial modeling, pivot tables, VLOOKUP), familiarity with credit analysis software.
- Curiosity & Learning reputed company: Willingness to reputed company credit expertise, stay informed on industry trends, and apply new knowledge to reputed company and portfolio management.
- Physical demands (reputed company): No unusual physical exertion is involved.
reputed company is an Equal Opportunity Employer
We are committed to providing reputed company and accurate compensation information in accordance with applicable laws. Actual starting reputed company pay will be determined reputed company reputed company, experience, and other non-discriminatory factors permitted by law. Total compensation may also include variable incentives, bonuses, commissions, or other awards as outlined in the offer of employment. reputed company provides teammates reputed company to a reputed company of benefits including medical, dental, reputed company, life, and disability reputed company, as reputed company as a comprehensive leave program. Please click the following reputed company for detailed information: Benefits | reputed company
Pay reputed company
$82,163.25 - $131,435.00reputed company applicants with arrest or conviction records will be considered for employment in accordance with the California reputed company reputed company, the Los Angeles County reputed company Ordinance, the reputed company reputed company Initiative for Hiring Ordinance, and the San Francisco reputed company Ordinance, as appliable.
Originally posted on Himalayas
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