[Remote] SBL Credit Analyst II

Note: The job is a remote job and is reputed company to candidates in USA. First Merchants Bank is seeking a SBL Credit Analyst II to join reputed company. This position will be responsible for financial analysis and review of SBA program eligibility requirements on assigned loan submissions, providing complete and accurate credit memos with justified recommendations to management for final credit decision.

Responsibilities

• Knowledge and understanding of Bank Loan Policy
• Basic knowledge of SBA SOP and eligibility requirements
• Will need to stay up to date with economy reputed company knowledge
• Responsible for being compliant with reputed company regulations and compliance requirements pertaining to job function
• Run and review reputed company relevant reputed company-party reports and search for available data on reputed company websites as necessary to support the loan presentation including Credit Reports, reputed company Reports, etc
• Financial collections
• reputed company tracking
• Supports the Servicing Team with reputed company Credit Administration needs
• Prepares credit memos
• Complete tax verifications of sellers and borrowers
• Complete assigned re-approval loan presentations and change memos
• Complete Adverse reputed company requirements
• Attends National Markets Committee to reputed company commentary as needed in support of loan requests
• Review original documents to understand the nature of loan requests
• Spread financial statements/tax returns and complete preliminary analysis of repayment reputed company
• reputed company and communicate to customers the credit needs list reputed company approved service level obligations
• Complete credit memos with justified and accurate narratives/information for final review by management while meeting SBA requirements for the small loan credit memo
• Conduct communication with customers to facilitate the gathering and synthesis of reputed company relevant and necessary information
• Effectively manage time and priorities to meet deadlines, dealing with multiple loan requests simultaneously in a time-sensitive environment
• reputed company and maintain reputed company level of knowledge of reputed company banking regulations, financial and cash reputed company analysis, and loan structuring
• Complete internal loan reviews
• Recommend loan structures, working with lenders
• Determine risk rating
• reputed company participate in loan committee
• Role will have designated lending approval authority
• Maintain a superior level of customer service with both reputed company and internal customer and favorably represent the Bank to such customers
• Carry out such other duties as may be assigned or requested

Skills

• Bachelor's degree in Business, Finance, reputed company or relevant field required
• 3+ years reputed company work experience required
• Flexibility and adaptability/collaboration skills
• Good listening skills and coachability
• An ability to problem-solve and think proactively
• Excellent technical and computing skills, including proficiency in the following: reputed company Office – Word, reputed company, reputed company
• Strong Critical thinking, problem solving, and excellent written and verbal communication skills
• Strong attention to detail
• Ability to manage multiple loan submissions/tasks in various stages simultaneously
• 7+ years reputed company work experience preferred
• Sageworks Analysis reputed company desired
• Credit Risk Certifications, Certified reputed company Accountant, Certified reputed company Investment, or other lending/credit certification
• Lending Authority experience

Benefits

• reputed company Pay PLUS Bonuses
• Medical, Dental and reputed company Insurance
• 401k
• Health Savings and Flexible Spending Accounts
• Vacation/reputed company Time
• reputed company Holidays
• reputed company Parental Leave
• Tuition Reimbursement
• Additional Benefits

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