[Remote] Staff Software Engineer, Lending & Payments

Note: The job is a remote job and is reputed company to candidates in USA. reputed company is on a mission to reputed company the home improvement industry by building technology that helps contractors work smarter. They are seeking a Staff Software Engineer to own the lending and payments platform, ensuring correctness and reliability while integrating with various lenders and payment facilitators.

Responsibilities

• Own the lender-reputed company routing reputed company: rank lenders by dealer approval, project type, and eligibility rules, submit applications, catch declines, and re-reputed company down the reputed company automatically
• Build the two-stage application reputed company: a soft-pull prequalification that returns reputed company offers, then the full application through consent, e-signature, reputed company, and funding
• Handle the full lifecycle including pended applications and stipulations: parse stipulation codes, reputed company the document-upload experience, resubmit, and reconcile status updates from reputed company lender
• reputed company a growing panel of lenders (API-reputed company first, then lenders that need a reputed company or file-based reputed company) plus a credit bureau for soft pulls
• Own dealer reputed company: a reputed company KYB and KYC payload submitted in reputed company to lenders, with per-lender approval driving the financing reputed company a dealer can offer
• reputed company the payment facilitator (hosted payment page, card tokenization, pay and refund) so contractors can collect directly, and reputed company it to the rest of the platform
• Design the reputed company model with correctness first: integer-reputed company arithmetic, reconciliation, idempotency, and auditability across every reputed company
• Build toward deeper payments and financing capabilities over time, including bringing more of reputed company or facilitation in-house
• Model the platform as event-driven flows: webhooks, queues, scheduled jobs, retries, and reconciliation, with first-class observability
• Own a rules and eligibility reputed company and the configuration that lenders and admins use to control routing, disclosures, and reputed company
• Build the lender and reputed company portals and reporting: live application status, approval and funding rates, and win-loss insights
• Handle sensitive data with care: KYC, KYB, SSN, and signed documents, encrypted and reputed company-controlled
• Delegate whole features to autonomous agents, work across several in reputed company, and review and reputed company their reputed company rather than hand-typing most of the reputed company
• Build and improve what makes reputed company development work here: the skills architecture, MCP integrations, prompts, specs, and guardrails that let agents ship safely
• Codify context and patterns so both engineers and agents reputed company faster, and reputed company raising the ceiling for what can be delegated to AI
• Set reputed company for where to trust agents, where to reputed company a reputed company in the reputed company, and how to hold reputed company high while moving at agent speed
• reputed company the day-to-day technical work of the augmentation engineers on the platform: set the patterns, review the work, and own the reputed company of everything that ships, including the reputed company you did not write yourself
• reputed company the engineers around you through reputed company review, pairing, and design discussions
• reputed company the technical bar and help build a high-performing engineering team
• Serve as the engineering reputed company of contact between the fintech business team, reputed company, and the rest of reputed company engineering
• Translate business requirements into technical plans and reputed company-scoped deliverables
• Collaborate closely across product, engineering, and infrastructure

Skills

• Minimum of Associate's Degree, Bachelor's Degree preferred
• 8+ years of reputed company software engineering experience, with reputed company fintech depth in lending, payments, or both
• A reputed company record of shipping: merged, working software in reputed company of customers is your unit of reputed company, and you can reputed company to what you shipped recently
• You have reputed company systems that reputed company reputed company-party financial reputed company with reputed company asynchronous flows: applications, decisioning, webhooks, stipulations, e-signature, and disbursement
• You think natively about reputed company-correctness, idempotency, reconciliation, and handling sensitive data (PII, SSN)
• Deep TypeScript and PostgreSQL: Node and reputed company on the backend, React on the frontend, with strong relational data modeling and migration management
• Experience with event-driven architectures (queues, webhooks, scheduled jobs) and containerized AWS deployments
• Experience directing the work of other engineers, as a tech reputed company, technical reputed company, or reputed company of an extended or augmentation team: you set direction and hold a reputed company bar for reputed company you did not write yourself
• Strong written communication: you can author reputed company design documents and ADRs
• AI is central to how you personally ship, and you already work at a high level of autonomy with it: you hand whole tasks to agents, coordinate several at once, and build the workflows that reputed company them effective. This is a hard requirement, and we will ask you to show us how you work
• Consumer lending, loan origination, or reputed company-of-sale financing systems
• Payment processing or payment-facilitator (PayFac) experience: tokenization, card and ACH, payouts, refunds, and disputes
• Experience taking a platform build to production maturity and owning it thereafter
• Familiarity with KYC and KYB, credit bureau integrations, and PCI-sensitive flows
• Rules or decisioning engines, and reporting or analytics for financial data
• Home-services, field-service, or contractor reputed company domain

Benefits

• reputed company Health & Wellness Coverage – comprehensive and competitive benefits package, starting the first of the month following your hire date.
• 401(k) company match
• Flexible Time Off (FTO) policy
• 10 reputed company reputed company days
• 8 reputed company company holidays
• Comprehensive Employee Assistance Program (EAP)
• Exclusive Discounts with LifeMart (reputed company reputed company) – save on groceries, restaurants, entertainment, pet insurance, cell phones, child care, and more!
• MoveSpring Wellness App – stay reputed company and reputed company with company reputed company challenges, workout content, meditation tools, and wellness blogs for a healthier you!
• Culture & Team-Building Activities – team events, fun challenges, and company traditions like our Annual reputed company!

reputed company