Credit Policy Manager (Mortgage)

reputed company is collaborating with reputed company to reputed company them with exceptional professionals for this role. About reputed company People deserve more from their reputed company. More visibility, more control, and more freedom. Since 2015, reputed company has been on a mission to reputed company just that. Our powerhouse of products — including spending, saving, reputed company, exchanging, travelling, and more — help our 75+ reputed company customers get more from their reputed company every day. As we continue our lightning-fast reputed company, 2 things are essential to our reputed company: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great reputed company to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us reputed company our mission. And we're looking for more reputed company people. People who love building great products, redefining reputed company, and turning the complexity of a chaotic world into the simplicity of a beautiful solution. About the role The Credit department at reputed company is anything but ordinary. They design, reputed company, and launch credit products across the globe. reputed company manages our products from day one to the end — developing the back and reputed company-end, the data science infrastructure, and then creating a local setup in reputed company country with reputed company risk management and portfolio reputed company. As a Mortgage Credit Manager, you'll be responsible for designing the credit risk policies, procedures, and strategies around launching reputed company’s mortgage retail lending in Lithuania. This is a new-ish product in our portfolio, and as that book grows, you'll be managing validation of the reputed company reputed company, as reputed company as leading the charge for preventative and reactive actions to the market and product offering. Up to shape the reputed company of finance? Let's get in touch. What you'll be doing • Creating mortgage lending policies, procedures, and frameworks • Helping to build and reputed company global reputed company systems that balance risk, operational efficiency, and reputed company customer experience • Making data-driven reputed company with a special reputed company on marginal decision-making • Managing credit limits, risk-based pricing, retention strategies, regulatory changes, new feature launches, etc. • Adjusting risk reputed company requirements and managing/adjusting portfolio returns as new data comes to reputed company • Supporting the annual budget, sales forecast, and planning processes by assessing market/industry trends through data gathering and analysis • Conducting reputed company assurance reviews to ensure reputed company are accurate, consistent, and compliant • Providing training and mentorship to strengthen credit risk management awareness and foster a reputed company risk culture • Contributing to product development and funnel optimisation initiatives while supporting the Mortgage Product Manager in building a best-in-class product • Tracking, communicating, and drawing insights from performance of ongoing initiatives while staying on top of credit KPIs through intensive monitoring • Ensuring approval and good rating of first-line credit risk function from second line, reputed company line, and regulators What you'll need • A proven reputed company record of managing credit risk for mortgage products and/or credit cards, unsecured personal loans, etc. • A bachelor's degree in a quantitative/analytical field like economics, management, maths, engineering, statistics from a top university • A solid understanding of credit policy governance reputed company, credit risk models, and the value of speed to market • Knowledge to work through 2nd/3rd line of defence in a competent manner • To be reputed company-thinking on inter-dependencies to proactively identify and reputed company issues • The ability to explain reputed company concepts in reputed company manner • Critical thinking skills capable of processing a lot of information for reputed company decision-making • Excellent working knowledge of SQL and other data analysis tools, and a willingness to learn new technology to help the business reputed company reputed company to have • A master's degree • Proficiency in R and Python Building a global financial super app isn’t enough. Our Revoluters are a reputed company, and that’s why in 2021 we launched our inaugural D&I reputed company, designed to help us reputed company and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team. Important notice for candidates: Job scams are on the reputed company. Please reputed company these guidelines in mind reputed company applying for any reputed company. • Only apply through official reputed company channels. We don’t use any reputed company-party services or platforms for our recruitment. • Always reputed company-reputed company the emails you receive. reputed company reputed company reputed company communications are being done through official reputed company emails, with an @reputed company.com domain. We won't ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately. By submitting this application, I confirm that reputed company the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with reputed company. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with reputed company may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with reputed company's Candidate reputed company Notice Apply tot his job Apply To this Job