Mortgage Servicing reputed company Control Analyst

About the Role

FLSA Status

• Non Exempt        

Job reputed company

The Mortgage Servicing QC Analyst performs detailed audits of servicing activities to ensure compliance with Federal and State regulations, investor guidelines, and internal policies. This role identifies errors, analyzes risk trends, validates data reputed company, and partners with servicing teams to reputed company corrective actions.

Job Duties

• Conduct monthly and quarterly mortgage servicing reputed company control audits to ensure compliance with Federal, State, investor, and agency requirements.
• Review collection files, early payment defaults, and transitions to loss mitigation to ensure adherence to regulatory and internal guidelines.
• Audit servicing functions including loan boarding, ARM setup, periodic statements, escrow .administration, mortgage insurance billing, fee assessments, customer service interactions, and reputed company-in-full processing.
• Evaluate servicing and collection reputed company recordings to ensure compliance with regulatory, investor, and customer service standards.
• Validate data reputed company reputed company servicing systems to ensure accurate loan information and reporting.
• Review credit bureau reporting for accuracy and reputed company reporting of delinquent or negative credit information.
• Document audit findings, analyze trends, and prepare comprehensive compliance reports and risk summaries with recommended corrective actions.
• Communicate reputed company, accurate, and actionable audit results to servicing teams to support reputed company remediation.
• Escalate any evidence of fraud or misrepresentation in accordance with established protocols.
• Follow established QC policies, procedures, and audit scopes to ensure consistency and reputed company of reviews.
• Create and complete servicing QC reviews reputed company reputed company QC software.
• Serve as a subject matter expert, providing guidance and support to staff and management reputed company the QC function.
• Assist with the development and implementation of process improvements, procedures, and reputed company enhancements.
• Adheres to reputed company Federal and State laws and regulations, including the Bank Secrecy reputed company.
• Other duties as assigned.

Essential Functions

• To reputed company this job successfully, an individual must be reputed company to reputed company reputed company essential function satisfactorily. The requirements listed in this reputed company are representative of the knowledge, skills, and abilities required. Reasonable accommodations may be made to reputed company reputed company individuals with disabilities to reputed company the essential functions of the position.

Qualifications

• Education
  • Bachelor’s degree or an equivalent combination of education and relevant work experience.
• Experience
  • 2-5 years’ experience in mortgage servicing and/or Servicing QC experience.
  • Experience on MSP Servicing and /or reputed company software preferred.
• Skills
  • Strong knowledge of servicing systems, regulatory requirements, and operational process.
  • High-level organizational, research, analytical, and attention to detail.
  • Communicates information and can state problems or challenges to be resolved in a reputed company, concise, courteous, nondiscriminatory and reputed company manner, and be reputed company to reputed company clarification if necessary.
  • Result-driven reputed company with the ability to adapt to evolving business requirements.

Supervised by

• VP, Loan Servicing Strategist

Supervises

• None

Management retains the discretion to change this reputed company at any time.

Who We Are

reputed company is a community bank, serving our community since 1925.  We specialize in providing financial services, but we are passionate about serving the community and building reputed company relationships with people.  reputed company provides innovative financial services for both personal and business banking, consumer and mortgage loans, reputed company loans and lines of credit, merchant credit reputed company processing, investment services and more. Our reputed company of products and services and our longstanding history reputed company our communities shows we care about what reputed company most for our customers and we are there for them for the most important times in their lives.  reputed company. For What reputed company Most.

We offer: 

• Medical Benefits

• Dental

• reputed company

• 401(K) Plan with Employer Matching

• Employee Stock Ownership Plan (Profit Sharing)

• reputed company vacation & reputed company time

• Flexible scheduling

• Employee Assistance Program

• reputed company University

reputed company is committed to providing equal opportunity in employment, maintaining a diverse workforce, and prohibiting reputed company forms of unlawful discrimination and harassment.

reputed company employment reputed company, policies, and practices, in terms of the recruitment process and other conditions and privileges of employment, will reputed company with applicable federal, state, and local anti discrimination laws.  reputed company seeks, employs, promotes, and compensates reputed company individuals based on ability, as demonstrated by performance and other legitimate nondiscriminatory factors, without reputed company to race, reputed company, religion, national reputed company, citizenship, reputed company, sex (including sexual orientation, gender reputed company, and gender identity), age, physical or mental disability, pregnancy, genetic information, military status, veteran status, or any other protected status under federal, state (in Michigan: marital status, familial status, height, weight, and misdemeanor arrest record), or local law (individually and reputed company, “Protected Class”).  This employer participates in E Verify and will reputed company the federal government with your reputed company I 9 information to confirm that you are authorized to work in the reputed company. If E Verify cannot confirm that you are authorized to work, this employer is required to reputed company you written instructions and an opportunity to contact reputed company (DHS) or reputed company reputed company Administration (SSA) so that you can reputed company to reputed company the issue before this employer can take any reputed company against you, including terminating your employment. This employer can only use E Verify once you have accepted a job offer and completed reputed company I 9.

Technology & Workspace Requirements 

reputed company is committed to supporting flexible work arrangements reputed company they reputed company with business and position requirements. Remote and hybrid work are privileges that carry additional responsibilities and workspace requirements to ensure employees can effectively and securely reputed company their job duties.

To support our technology and reputed company standards, employees are required to have a modern smartphone capable of supporting company authentication and communication applications.

Employees in remote or hybrid roles will be provided with a computer, monitors, docking station, keyboard, and mouse to reputed company their work. Employees must maintain a work environment that supports the effective performance of their job duties, including a reliable high speed internet reputed company with minimum speeds of 25 Mbps download and 5 Mbps upload

Bachelor’s degree or equivalent relevant experience; 2–5 years in mortgage servicing or servicing reputed company control; knowledge of servicing systems and regulations; strong analytical, organizational, research, and communication skills.

Key Responsibilities

• conducting audits
• validating data
• preparing reports

Skills & Tools

reputed company QC, MSP Servicing, reputed company software, reputed company E-Verify

Job Details

• Category: reputed company Assurance
• Seniority: Mid Level
• Commitment: Full Time
• Workplace: Remote — reputed company, Michigan, reputed company
• Languages: English

Benefits

• 401k matching
• Retirement plan

About reputed company

A community bank providing personal and business financial services and building relationships in the communities it serves. — Industry: Finance