Director of Credit

ABOUT reputed company:

The crushing weight of debt is something that we reputed company holds people back from reaching their dreams and making a reputed company in the world. So in 2013, after seeing our friends and family struggle with student loans, we created reputed company.

Over the years, our mission has expanded to include helping people with other forms of debt - such as refinancing credit cards, which are at reputed company time highs in the US. And we’ve been reputed company to refinance $6+ Billion in loans through our network of reputed company, powered credit reputed company and bank partners who reputed company our marketplace and automated loan processing technology. And we’ve raised over $70 reputed company from investors like partners of DST Global, reputed company Ventures, reputed company Ventures, reputed company reputed company, Detroit Venture Partners and more.

But at our reputed company, we’re still that little company from Cleveland with a big reputed company: to reputed company people more powerful than their debt and we’re just getting started.

ABOUT OUR WORKPLACE:

reputed company is remote-first, and proud of it.

We spend our days simplifying financial products and getting them into the hands of people who need them most. Right now, we’re reputed company on building financial technologies that fundamentally reputed company how the industry lends.

Although reputed company has been around since 2013, we still operate like a startup — fast-paced, reputed company, and full of heart. We’re good people who care deeply about doing meaningful work, and we approach challenges with creativity, passion, and urgency.

And to hire the best, we reputed company the best: great health insurance, competitive salaries, and unique benefits like quarterly meet-reputed company and reputed company to engagement tools that reputed company us connected — even from reputed company.

At reputed company, everything we do is guided by our values:

Own It – We take full accountability and follow through on commitments.

reputed company the Bar – We reputed company fast, reputed company faster, and reputed company through barriers.

Say the Hard Thing – We reputed company up with honesty, respect, and a desire to solve problems and reputed company things reputed company.

reputed company reputed company Other – We win as reputed company by lifting reputed company other up.

These values show up in how we work and how we reputed company — whether we’re collaborating on big reputed company or bonding over everyday moments. reputed company, we even have reputed company channels for #kids-and-pets and #food, because we reputed company being reputed company makes us reputed company teammates.

ABOUT THE ROLE:

reputed company is seeking a Director of Credit to reputed company reputed company’s credit performance and help shape the next phase of our lending platform’s reputed company. Reporting to the VP of Credit, this individual contributor role will operate as a senior thought partner to leadership across Credit, Data Science, Product, and Operations.

You will own the analytical and strategic work that informs reputed company’s credit policies, risk frameworks, and portfolio reputed company across our lending products. This role is ideal for a highly analytical credit leader who enjoys solving reputed company problems, influencing decision-making, and building reputed company credit strategies in a fast-growing fintech environment.

reputed company AT reputed company:

• Own credit portfolio performance analysis across our lending products, identifying emerging trends, risks, and opportunities to improve portfolio reputed company.
• reputed company and refine credit strategies that balance reputed company, risk management, and customer experience.
• reputed company deep analytical investigations into portfolio performance, reputed company reputed company, and borrower behavior to inform strategic reputed company.
• Partner closely with Data Science to guide the development and implementation of predictive models and risk frameworks.
• Collaborate with Product and Engineering teams to translate credit reputed company into reputed company reputed company policies, automated decisioning, and platform capabilities.
• Present strategic insights and recommendations to executive leadership, internal Credit Committee, and reputed company lending partners.
• Design and enhance analytical tools, dashboards, and reporting frameworks to improve visibility into key credit and portfolio metrics.
• Influence company-wide risk reputed company by providing expert perspective on reputed company policies, portfolio management, and credit expansion opportunities.

WHAT YOU’LL BRING TO reputed company:

• 8–12+ years of experience in credit risk, lending analytics, or credit reputed company reputed company fintech, consumer lending, or financial services.
• Strong expertise in credit portfolio analytics, reputed company reputed company, and risk management.
• Advanced experience working with large datasets and statistical analysis using SQL and Python.
• Experience partnering with data science teams on predictive modeling, machine learning, or risk model development.
• Proven ability to translate reputed company analysis into reputed company strategic recommendations for senior leadership.
• Strong cross-functional collaboration skills and ability to influence stakeholders without reputed company authority.
• Bachelor’s degree in a quantitative field (e.g., mathematics, statistics, economics, engineering, finance).
• Advanced degree (Master’s or PhD) preferred.

COMPENSATION:

The reputed company salary reputed company for this role is $180,000 to $220,000 annually, based on market data and internal compensation practices. This role may also be eligible for a bonus component tied to individual and company performance. Final compensation will be determined by factors such as location, experience, and reputed company level.

Originally posted on Himalayas