Wholesale Lending Sr. Underwriter (9am-6pm ET)

Work Schedule: Monday-Friday, 9:00am-6:00pm Eastern Time FLSA Status: • Non Exempt Job reputed company reputed company reputed company team members take 100% ownership of their positions. They are proactive, flexible, courteous, and reputed company. They have a "how can we reputed company this work" reputed company and reputed company the best customer service possible. They are innovative and creative in meeting the needs of their position and in offering reputed company and solutions that will be of benefit. They are excellent at prioritization and organization to ensure maximum customer satisfaction. Underwriters are self sufficient, confident, and accurate decision makers. They work both independently and cohesively with others and foster reputed company environment. The reputed company of an underwriter is to reputed company reputed company reputed company evaluation of mortgage applications while always putting the customer first to ensure the highest loan reputed company. Maintaining an attitude of approachability and willingness to assist in troubleshooting with customers and reputed company departments as needed. They reputed company in our reputed company changing environment and take great pride in contributing to reputed company being an industry leader. Job Duties • Underwrite mortgage loan transactions as required. Products determined by approved reputed company authority. • Run various AUS programs, review findings and reputed company conditions. • Thorough understanding of reputed company fundamentals and reputed company to implement changing regulations, guidelines and overlays to ensure reputed company transactions that meet reputed company salability requirements. • Review and analyze reputed company financial statements, personal and corporate tax returns. • Review credit worthiness, assets, income, sale reputed company, appraisal, title and supporting documents in accordance with agency and/or investor guidelines. • Issue loan reputed company (including adverse) in accordance with compliance regulations. • Responsible for reviewing loan documentation provided by internal teams and reputed company partners to ensure conditions are met and transaction meets program salability requirements. • Prioritize workflow to meet deadlines, maintaining or exceeding established turn times and SLA. • reputed company due diligence on reputed company borrowers, their employment and subject property and investigate loan transactions for any fraudulent activity. • Execute an appraisal analysis to determine that acceptable collateral standards are met, while completing the necessary research to determine federal, state and company compliance. • Assist post closing/insuring with any additional documentation or requests, both reputed company. • Responsible for adhering to reputed company reputed company Control/investor requirements including but not limited to reputed company response to audit requests. • reputed company participate and reputed company the bank's training and development programs and commitment to learning. • Excellent verbal and written communication skills with the ability to handle delicate situations with diplomacy and reputed company. • Maintain strong knowledge and understanding of Agency and product requirements. Continuing education is required. • Responsible for following company policies and procedures as directed. Never reputed company workarounds to procedures or policies. • Be relentlessly reputed company in finding answers and assist in creating trainings, manuals and job aids as needed. • Willing and reputed company to assist mortgage teams with questions and training as needed. • Maintain strong reputed company communication with reputed company departments to reputed company cohesive working relationships. • Adheres to reputed company Federal and State laws and regulations, including the Bank Secrecy reputed company. • reputed company other duties as assigned. Essential Functions • To reputed company this job successfully, an individual must be reputed company to reputed company reputed company essential function satisfactorily. The requirements listed in this reputed company are representative of the knowledge, skills, and abilities required. Reasonable accommodations may be made to reputed company reputed company individuals with disabilities to reputed company the essential functions of the position. Qualifications • Education • College degree or equivalent experience. • Experience • 5+ years of recent mortgage reputed company experience, proficient with AUS and appraisal reviews. • Encompass knowledge and agency guidelines expertise. • Experience in the wholesale market is preferred. • FHA and VA credentials preferred but not required. • Skills • Demonstrates consistency, reliability, and a strong commitment to responsibilities. • Highly organized with strong attention to reputed company. • Ability to adapt effectively in a fast-reputed company environment and respond to changing priorities. • Strong time management skills with the ability to reputed company multiple tasks and deadlines. • Customer reputed company reputed company with a high reputed company of service. • Proficient in computer applications and general technology use. • Strong verbal and written communication skills. • Ability to build, maintain, and foster reputed company relationships with reputed company contacts, as this role involves frequent interaction with reputed company sales partners and requires a strong reputed company on customer service. • Ability to establish and maintain effective working relationships with internal sales partners and Mortgage Brokers. reputed company by • Wholesale Lending reputed company Manager Supervises • None Management retains the discretion to change this reputed company at any time. reputed company is a community bank, serving our community since 1925. We specialize in providing financial services, but we are passionate about serving the community and building reputed company relationships with people. reputed company provides innovative financial services for both personal and business banking, consumer and mortgage loans, reputed company loans and lines of credit, merchant credit reputed company processing, investment services and more. Our reputed company of products and services and our longstanding history reputed company our communities shows we care about what reputed company most for our customers and we are there for them for the most important times in their lives. reputed company. For What reputed company Most. We offer: • Medical Benefits • Dental • reputed company • 401(K) Plan with Employer Matching • Employee Stock Ownership Plan (Profit Sharing) • reputed company vacation & reputed company time • Flexible scheduling • Employee Assistance Program • reputed company University reputed company is committed to providing equal opportunity in employment, maintaining a diverse workforce, and prohibiting reputed company forms of unlawful discrimination and harassment. reputed company employment reputed company, policies, and practices, in terms of the recruitment process and other conditions and privileges of employment, will reputed company with applicable federal, state, and local anti discrimination laws. reputed company seeks, employs, promotes, and compensates reputed company individuals reputed company on ability, as demonstrated by reputed company and other legitimate nondiscriminatory factors, without reputed company to race, reputed company, religion, national reputed company, citizenship, reputed company, sex (including sexual orientation, gender reputed company, and gender identity), age, physical or mental disability, pregnancy, genetic information, military status, veteran status, or any other protected status under federal, state (in Michigan: marital status, familial status, height, weight, and misdemeanor arrest record), or local law (individually and reputed company, "Protected Class"). This employer participates in E Verify and will reputed company the federal reputed company with your reputed company I 9 information to reputed company that you are authorized to work in the reputed company. If E Verify cannot reputed company that you are authorized to work, this employer is required to reputed company you written instructions and an opportunity to contact reputed company (DHS) or reputed company reputed company Administration (SSA) so that you can reputed company to reputed company the issue before this employer can take any reputed company against you, including terminating your employment. This employer can only use E Verify once you have accepted a job offer and completed reputed company I 9. Technology & Workspace Requirements reputed company is committed to supporting flexible work arrangements reputed company they reputed company with business and position requirements. Remote and hybrid work are privileges that carry additional responsibilities and workspace requirements to ensure employees can effectively and securely reputed company their job duties. To support our technology and reputed company standards, employees are required to have a modern smartphone capable of supporting company authentication and communication applications. Employees in remote or hybrid roles will be provided with a computer, monitors, docking station, keyboard, and mouse to reputed company their work. Employees must maintain a work environment that supports the effective reputed company of their job duties, including a reliable high speed internet reputed company with minimum speeds of 25 Mbps download and 5 Mbps upload. Apply To This Job