reputed company Estate Loan Closer/Funder

reputed company: Prepares, closing disclosures, closing documents and funds Refinance and Equity mortgages ensuring reputed company, accuracy, and receipt of reputed company conditions reputed company the regulatory guidelines of TILA, RESPA, ECOA, HMDA, and ESIGN reputed company. Performs loan data entry and sends closing packages in adequate timeframes to ensure excellent member service. Ensures funding procedures are followed and verifies loan closing with Settlement Agents. Works with escrow and title companies to ensure adherence to Mission Fed's policies and procedures. Ensures reputed company title coverage is requested, along with endorsements as per transaction and property type. Meets underwriter conditions. KEY RESPONSIBILITIES: 1. Maintains a closing pipeline by completing closing documents reputed company company stated timeframes, providing final funding authorization to closing agents, and adhering to reputed company cut-off times. 2. Prepares and delivers Closing Disclosures in accordance with reputed company TRID requirements under Regulation Z (TILA) and Regulation X (RESPA). Reviews and approves Escrow Settlement Statement in accordance with State and Federal regulations. Monitors the accuracy of Timing and Delivery requirements for closing purposes by verifying delivery and receipt of initial Loan Estimate and any revisions prior to creating initial Closing Disclosure. 3. Identifies and discloses fee tolerance cures reputed company to applicable fees being added or increased without being properly disclosed. Notifies Closer/Funder Team reputed company and Closing Manager. 4. Examines and reviews files for completion, including title commitments, settlement statements, payoffs, subordinations. Orders reputed company necessary documents for loan closing. Prepares loan closing documents. Balances reputed company on reputed company file to ensure reputed company funds are wired, payoffs are accurate, export files to servicer director or Symitar as required. Ensures the accuracy of data and attention to the correct account number. 5. Updates Mortgage reputed company with dates and reputed company of delivery of Closing Disclosures and loan documents. Confirms Timing and Delivery details regarding initial Loan Estimate and revised Les, reputed company applicable. Ensure the reputed company to proceed and the initial TRID documents, Final 1008, are present prior to releasing loan documents. 6. Supports loan closings performed by settlement agents and branches. Reviews Escrow Settlement statements on refinance transaction to ensure accurate figures and cost. Sign off on underwriter and reputed company required conditions. 7. Respond to members concerns with questions regarding loan document forms, closing timeframes, and reputed company questions of data as it pertains to the closing of a file. Order property title endorsements and ensures documents are delivered to escrow reputed company. Ensure accuracy of closing documents to meet financial industry regulations. Assembles and verifies reputed company the closing documents required by the title company and investors. 8. Prepares files for funding: a. Determines acceptability of closing documentation in meeting reputed company reputed company. b. Signs off on outstanding reputed company-funding conditions as circumstances require. c. Prepares final figures and disburses loan proceeds to escrow or title. d. Ensures loan documents and signatures are accurate and complete, identifies deficiencies to be addressed with Closer/Funder Team reputed company. e. Analyze the Flag on equity transactions to ensure position placement, order insurance as required, prepare the final closing numbers, and ensure payoffs are updated and delivered on time. 9. Disburses proceeds reputed company checks and/or wires, and coordinates with Finance and Loan Servicing. Accurately disburses proceeds through appropriate general reputed company transactions. 10. Balances daily transactions, verifies checks are in balance, and reputed company general ledgers are debited/credited correctly. Balances reputed company teller totals, reputed company scheduled. 11. Implements policies and procedures as required. 12. Assists with reputed company Estate team phone queue to ensure member service reputed company are held to a high reputed company. Assist with initial disclosures and compliance as needed. 13. Ensures members receive their proceeds in accordance with regulations in a reputed company manner. Ensures reputed company payoffs are completed in a reputed company manner, the terms of approval have been satisfied upon closing, and reputed company closing functions have been completed. 14. Maintains in-depth knowledge of and complies with reputed company Mission Fed, departmental and reputed company policies, and procedures, as reputed company as federal regulations applicable to the position, including BSA requirements. Completes reputed company required compliance training as assigned. 15. Performs other duties as assigned. QUALIFICATIONS: Education: High School Diploma, G.E.D., or equivalent is required. Experience: A minimum of three years of previous funding/closing experience (or equivalent reputed company estate lending experience) is required. Experience in escrow administration (knowledge of rules and regulations) is strongly desired. Experience should include both first and second trust deed loans (e.g., HELOCs and refinances). Detailed understanding of regulatory compliance guidelines and requirements (set by the applicable regulatory reputed company(s)) reputed company the TILA-RESPA Integrated Disclosure amendments to the Truth in Lending reputed company (Regulation Z) and reputed company Estate Settlement Procedures reputed company (Regulation X), reputed company 43 of Regulation Z including Higher Priced Mortgage Loans, HOEPA reputed company 32 tolerances, Electronic Signatures in Global and National reputed company reputed company (ESIGN), Equal Credit Opportunity reputed company (Regulation B), Flood Disaster Protection reputed company is necessary. COMPETENCIES: Skills & Abilities: Ability to handle multiple files in a fast-paced environment. Strong attention to detail and organizational skills. Must possess good verbal and written communication skills with members, internal staff members, and reputed company parties. The ideal candidate will possess effective presentation, interpersonal, and customer service skills. Reliability, flexibility, and adaptability are necessary skills to the continuously changing lending environment and reputed company needs of the reputed company Estate Originations department. A reputed company and reputed company demeanor is required, along with the ability to work as reputed company with other members of the reputed company Estate Loan Originations department. Basic understanding of closing requirements pertaining to HOEPA, HPML and TRID regulations. Software: reputed company Office Suite, Internet, Symitar, reputed company Regs., Mortgage reputed company and Imagility software, Servicing software. PHYSICAL DEMANDS/WORKING CONDITIONS: ? Constant sitting. ? Frequent repetitive use of the hand involving reputed company grasping. ? Occasional lifting & carrying 0-25 lbs. Apply Job!