Join Today: Customer Service Representative - Senior Collector
This position is easy to learn and perfect for a first job. Customer Service Representative - Senior Collector! We are hiring for our Remote location, and the role is available for immediate commencement. This position requires a strong and diverse skillset in relevant areas to drive success. An attractive remuneration of a competitive salary is on offer for the successful candidate.
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About Working at Commerce Building a career here is more than just steps on a ladder. ItÂs about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesnÂt stop there. Our culture is about our people, the ones in our communities and the ones that work with us. Here, youÂll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. YouÂll have the space and resources to grow into the best version of yourself. Because our number one investment is you. Creating an award-winning culture doesn't come easy. And after more than 155 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and letÂs talk. Compensation Range Hourly: $20.00 - $22.00 (Amount based on relevant experience, skills, and competencies.) Essential Functions  Collect on high-risk accounts to control loss rates and reduce gross charge off. According to business need, may be assigned varying levels of collections  Perform in depth skip tracing as required by account  Leverage internal Bank resources to obtain customer/account specific information  Provide guidance and training to team members as necessary  Quickly identify irregularities in spending, possible identity theft, or fraud, etc.  Generate and send various customer facing communication regarding account activity  Assist the consumer in a professional and empathetic manner to interpret their financial situation, reason for delinquency, and provide guidance to limit loss to the bank  Negotiate repayment options by asking questions and offering applicable solutions  Handle incoming and outgoing calls to customers with current and past due accounts, and leave messages as necessary  Provide proper documentation and account maintenance while maintaining and acceptable level of quality assurance and productivity  Perform other duties as assigned Knowledge, Skills & Abilities Required  Familiarity with inbound/outbound/blended dialing environment  Basic understanding of Debt Settlement and Consumer Credit Counseling programs  Ability to read and understand a consumerÂs credit profile  Ability to train team members and serve as a mentor  Ability to prioritize collection effort and expense based on balance, loan type, etc.  General understanding of collection management software, such as TSYS, SHAW, Debt Management software, etc.  Excellent customer service skills  Ability to maintain a high degree of confidentiality  Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities  Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills  Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values  Basic level proficiency with Microsoft Word, Excel and Outlook Education & Experience  High School Diploma or equivalent combination of education and experience required. AssociateÂs degree in Business Administration preferred.  2+ years collections experience required  1+ year skip tracing and/or credit bureau experience required  **For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Senior Collector job and contemplates a wide range of factors that are considered in making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, it is not typical for an individual to be hired at or near the top of the range for their role, and compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $20.00 to $22.00 per hour. This position will be eligible for additional compensation through performance-based incentive plan(s) that will correspond to meeting performance goals. #LI-Remote The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more. Location: 811 Main St, Kansas City, Missouri 64105 Time Type: Full time Apply Job!Â
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