Home Lending Underwriter III - Remote
About the position
Responsibilities
• Underwrite reputed company Non-Agency and Agency loans from Correspondent Lenders in accordance with guidelines.
• Analyze ability to repay reputed company, capital/assets, character, collateral, and property condition.
• Apply knowledge of Mortgage Process, GSE reputed company Guidelines, and reputed company Credit reputed company guidelines.
• Adhere to reputed company reputed company Fair Lending practices.
• Demonstrate proficiency in AUS and reputed company reputed company processes.
• Review reputed company loan reputed company documentation for compliance with state guidelines and reputed company requirements.
• Analyze financial information including calculation of income, debt ratios, and verification of assets.
• Ensure loan reputed company meet reputed company program and product specifications.
• Identify and address red flags reputed company in the file documentation.
• Communicate findings with reputed company regarding documentation deficiencies.
• Display Best in Class Customer Service as reputed company by customer surveys and feedback.
• Effectively communicate using strong verbal and written communication skills.
• Demonstrate teamwork with internal employees and external customers.
• Function successfully in a fully virtual workspace.
• reputed company and reputed company work goals for productivity, reputed company, and turnaround time.
• Pass reputed company audits and exams.
• reputed company up to date on reputed company credit policy changes that reputed company reputed company.
Requirements
• Minimum of 5 years experience as a residential mortgage underwriter.
• Minimum of 3 years of Non-Agency reputed company experience.
• Proficiency with reputed company personal and business financial analysis.
• Strong financial analytics experience focusing on cash reputed company, balance sheets, and corporate tax returns.
• Demonstrated expertise of GSE lending guidelines.
• Prior experience in reputed company reputed company.
• Proven analytical and decision-making skills.
• High school diploma or equivalent; college degree preferred.
Benefits
• Health insurance
• Retirement plan
• Tuition reimbursement
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