Experienced Manager Life & Disability Underwriting, E&I – Remote Work Opportunity for Strategic Risk Evaluation and Business Growth
About UnitedHealth Group
At UnitedHealth Group, we're simplifying the health care experience, creating healthier communities, and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable, and equitable. Ready to make a difference? Join us to start Caring. Connecting. Growing together.Our Mission and Values
Our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone – of every race, gender, sexuality, age, location, and income – deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups, and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes – an enterprise priority reflected in our mission.Our Commitment to Diversity and Inclusion
UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law. UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.Job Summary
We're seeking an experienced Manager Life & Disability Underwriting, E&I to join our Key Accounts Team in Employer & Individual. As a key member of our team, you will be responsible for evaluating risk characteristics for new business as well as renewals (existing business) for Life, Disability, and Supplemental Health products for customers under 5,000 eligible employees. You will conduct detailed analysis to establish profitable and competitive rates and plan characteristics given the unique circumstances and needs of each group customer.Key Responsibilities
- Underwrites new business quotes by analyzing plan design, demographics, and experience information to establish profitable and competitive premium levels.
- Analyzes risk by running manual rate calculations and preparing experience-rated quotes.
- An ability to think analytically about business problems, make recommendations, and propose solutions.
- Underwrites renewals by reviewing current plan's premium history, claims history, and company financial condition to determine appropriate renewal action.
- Pricing and offers plan changes, produces experience analysis, and responds to inquiries from the Sales team, broker, customer, and other partners.
- Managing, Training, and Coaching Team Members.
Required Qualifications
- 7+ years of experience in Life, Disability, and Supplemental Health underwriting (manual and experience rating).
- 2+ years of direct or indirect management experience (can be mentoring).
- Experience with groups of up to 5,000 Lives.
- Proficiency with MS Office Suite (including Word, Excel & Teams).
- Experience successfully collaborating with internal and external partners to develop appropriate case strategies.
Preferred Qualifications
- Proficient knowledge of products including product, plan designs, pricing, and various funding arrangements.
- A financial mindset to help make the best decisions.
- High energy self-starter, who is resilient and has an entrepreneurial spirit.
- Demonstration of solid time, organizational, and desk management skills.
- Goal-oriented and delivers outcomes.