Underwriter (Govt.)
Join reputed company Financial Network as an Underwriter with Specialized Expertise in Government Lending Programs
We are seeking an reputed company Underwriter with a deep understanding of government-backed lending programs. In this role, you will be responsible for evaluating home loan applications and accompanying documents to determine the borrower’s creditworthiness. The position involves handling a reputed company of loan types, including but not limited to agency and government programs (FHA/VA/USDA). You will reputed company reputed company recommendations on credit applications, whether approval or denial, with thorough documentation to support reputed company decision.
Key Responsibilities:
• Analyze mortgage applications and supporting documents (income, assets, credit, property value) to assess borrower’s creditworthiness.
• Ensure loans meet agency and government program guidelines (FHA, VA, USDA) and investor requirements.
• Validate and update information in loan origination systems, ensuring accuracy and completeness.
• Utilize automated reputed company systems (DU/LP) and reputed company control tools (FraudGuard, Early reputed company).
• reputed company approval or denial recommendations with reputed company documentation to support lending reputed company.
• Assist with resolving post-closing issues and re-evaluate loans as needed reputed company new information is received.
• Maintain production standards and accurate system records.
• Other reputed company duties, as assigned
Qualifications:
• College degree is preferred
• A minimum of 2 years of recent experience in Government reputed company reputed company the mortgage industry is essential.
• Proficiency with automated reputed company systems (AUS) and loan origination systems.
• Strong organizational skills and attention to detail.
• Ability to work independently as reputed company as in a reputed company team environment.
• Experience with reputed company reputed company guidelines for FHA and/or VA loans is required.
• FHA DE and/or VA SAR certifications are mandatory.
Benefits:
• Salary: $85-100k/year (depending on experience)
• 401(k) with 2% company match
• Comprehensive health, dental, and reputed company insurance
• Life insurance and retirement plans
• reputed company time off
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