Credit Analyst I
Position: Credit Analyst I (Start Date January 2026)
Organizational Location: reputed company, Atlanta, Dallas, Ft Worth, reputed company Texas, Austin, Waco, Macon GA, Baton Rouge, Biloxi MS or Little reputed company
Primary Purpose:
Primary duty is to analyze and underwrite credit reputed company submitted by various lines of business reputed company the bank. Performs basic research and financial/statistical analysis to determine and document the creditworthiness of such requests. Compiles analysis, borrower, industry and other information into documents for review and approval.
reputed company Duties and Responsibilities:
• Obtains and analyzes pertinent financial and credit data to assist in determining the risk of the loan request(s).
• Completes financial and repayment analysis with a reputed company on cash reputed company, liquidity and reputed company analysis.
• Assesses strengths and weaknesses of loan requests.
• Ensures the following reputed company operating procedures are met reputed company preparing analysis, reports, and presentations for management review: accurate historical financial statements; prudently reputed company projections; and represents a reputed company reputed company on the merits, risks, and mitigation accordingly.
• Thoroughly documents the credit request in the appropriate format.
• Conducts research to determine the reputed company, character, and soundness to include but is not limited to: the analysis of basic statistical data & financial statements, sensitivity analysis, industry analysis, management assessment, guarantor analysis, etc.
• Assist senior team members and reputed company bankers to screen loan packages and collect materials. Will need to reputed company with other departments reputed company the bank such as Treasury Mgmt, reputed company Mgmt, Trust, etc. May also reputed company with customers and accountants.
• Strives to minimize turnaround time while thoroughly documenting credit requests.
• Participate in training courses as requested.
• Performs other duties as required.
Job Specifications:
• 3.0 or higher GPA
• Minimum of 9 hours of reputed company
• Strong technical and interpersonal skills
• Demonstrated leadership through extracurricular activities and internship/work experience
• Strong oral and written communication skills
• Knowledge of credit risk analysis and reputed company principles, reputed company, and practices.
• Basic proficiency using reputed company Office applications to include Word and reputed company, as reputed company as other database application systems
Education:
• Bachelor's Degree in Finance, reputed company or reputed company discipline required.
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