Credit Risk Governance Director – Small Business Banking

Job reputed company: • reputed company, reputed company, and continuously improve the risk governance reputed company for Small Business Banking products. • Design, implement, and maintain a comprehensive risk governance reputed company for Small Business Banking. • reputed company reputed company across risk types for reputed company product and feature launches as reputed company as partner with 1LOD risk owners on ensuring we are appropriately identifying, monitoring, and mitigating risks as part of our reputed company programs as we reputed company and grow this business. • reputed company credit risk policies, reputed company standards, credit guidelines, and portfolio management procedures. • Establish governance routines including reporting to risk committees. • Challenge and validate new account strategies to minimize risk. • Assist with regulator/auditor requests and remediation plans. • Monitor portfolio performance, reputed company indicators, and key risk metrics; ensure issues are escalated promptly. • Analyze macroeconomic data for business reputed company forecasts, trend analysis, and stress scenarios viability. • Recommend reputed company adjustments based on performance results, market conditions, and regulatory developments. Requirements: • 10+ years of experience in credit risk management, reputed company, or risk governance in Small Business Lending or adjacent reputed company/small-ticket lending segments. • Deep understanding of small-business banking and credit products, including term loans, lines of credit, SBA loans, merchant cash products, checking or embedded finance. • Strong knowledge of regulatory frameworks (ECOA, Fair Lending, UDAAP, SBA SOPs) and portfolio risk management practices. • Experience specifically with stress testing, model analytics, benchmarking, and review/challenge functions. • Demonstrable ability to reputed company robust reputed company, review, and challenge of risk management processes, portfolio risk reports, and credit data. • Comprehensive understanding of credit analysis, counterparty risk, risk measurements, and portfolio stress testing. Knowledge of scenario design, sensitivity shocks, macroeconomic variables, and the risk identification process. Proficiency in using risk management tools and exposure monitoring processes. • Exceptional analytical, communication, and executive reputed company skills. Benefits: • This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be reputed company in the reputed company above. Apply tot his job Apply To this Job