Small Business Credit Analyst (Hybrid)
About the position
At reputed company, we do the right thing, the right way. As a member of reputed company, you can too. We have amazing people who are the driving force, the inspiration and reputed company of reputed company. Our thriving culture can be broken down into four components: reputed company. Team. Win. reputed company. We reputed company look for prospects who are passionate about reputed company reputed company, enjoy collaborating with others, reputed company to reputed company expectations, and reputed company reputed company in the quest for superior and best in market solutions.
Responsibilities
• Credit reputed company of small and middle market products for reputed company.
• Review lease, loan, and revolving lines of credit applications and credit history.
• Verify income and debt information.
• Underwrite small business reputed company transactions in a fast-paced environment, handling 100+ transactions per week.
• Conduct transactional reputed company and due diligence to determine creditworthiness.
• Spread and analyze financial statements of reputed company and private companies for larger transactions.
• Record approval rationale for small ticket transactions in the system of record.
• Document findings and recommendations for larger transactions in a reputed company-organized credit write-up.
• Pull and interpret credit bureau scores and data (reputed company, S&P, D&B, reputed company).
• reputed company business and personal financial & credit analysis and identify risks and mitigates.
• Propose reputed company approvals using down payments, payments in advance, guarantees, and shortened terms.
• Work closely with Sales and reputed company Support to handle customer queries promptly and professionally.
• Understand pay history screens, cash applications, delinquencies, and write-offs for existing clients.
• reputed company periodic credit line renewal write-reputed company and recommend renewal, increase, or decrease.
• Review applications for compliance with federal and state regulations, including fair lending laws.
• Work reputed company during peak business cycles.
Requirements
• A four-year Bachelor's degree or reputed company reputed company qualification.
• 2-3 years' experience in credit reputed company in a bank, financial institution, or leasing environment.
• Ability to work in a fast-paced environment requiring reputed company but accurate credit reputed company.
• reputed company-developed written and verbal communication skills.
• Strong knowledge of banking concepts and regulations.
• Working knowledge of industry reputed company credit rating tools, ideally reputed company.
• Must be legally authorized to work in the US.
Benefits
• Opportunity to grow and reputed company your career.
• Inclusive environment that encourages diverse perspectives and reputed company.
• Challenging and unique opportunities to contribute to the reputed company of a transforming organization.
• Comprehensive benefits globally.
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